The luxury of choice.
At a Glance
Switch between miles or cashback easily
With up to 2.2 miles per S$1 spend or 2.2% cashback.
Your card, your choice.
Exclusive complimentary night stay and dining discounts
With your Accor Plus Explorer membership.
Experience the world of airport lounges
With 10 free Priority Pass™ to over 1,700 airport lounges.
To apply through your digibank mobile app:
Launch digibank app, log in, select More > Apply > Cards.
Features and Benefits
How would you bask in your rewards?
Your rewards, your way
Switch between miles and cashback with up to 2.2 miles or 2.2% cashback per S$1 spent.
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Up to 19% instant savings at Esso Stations Breakdown:
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Earn miles or cashback from your purchases in the form of DBS Points. DBS Points are awarded for every S$5 spent. 1 DBS Point earns you 2 miles or S$0.02 cashback.
Privileges
Where would you enjoy a free stay at a hotel?
1-night complimentary stay at Accor hotels
Whether you're planning a staycation in Singapore or a vacation within Asia Pacific, enjoy a complimentary night's stay of your choice at participating hotels, including Sofitel, Pullman, Swissôtel, and Fairmont. You will also receive 10% off the best available public room rate with Members' Rate, along with up to 50% off exclusive Red Hot Room offers and more.
Click here for the full list of participating hotels and destinations.
Where would you dine on a Friday evening?
Indulge your taste buds with Accor Plus
Satisfy your cravings with your Accor Plus membership. Unlock exclusive savings at over 1,400 restaurants across 20 countries in Asia Pacific.
Unlock exclusive savings
From local delights to Michelin stars, enjoy up to 50% off food across participating Accor hotel restaurants in Asia Pacific and 15% off drinks in Asia.
Double dip on savings
Earn 2.2 miles per S$1 spent or 2.2% cashback on overseas dining and 1.5 miles per S$1 spent or 1.5% cashback on local dining.
Activate your Accor Plus Explorer membership now.
Terms and conditions apply.
Questions? We have them covered.
How would you enjoy free lounge access?
Complimentary Priority Pass™ Digital Membership
As a DBS Vantage Principal Cardmember, enjoy 10 complimentary visits to over 1,700 airport lounges and travel experiences worldwide within each 12-month period of your membership.
For full list of airport lounges and travel experiences, visit www.prioritypass.com.
Priority Pass™ Digital membership is valid for 12 months upon registration and is not transferable to another party including Supplementary Cardmembers. Terms and conditions apply.
Questions? We have them covered.
How to maximise your rewards
Looking to maximise your benefits? See what Kelly does:
Kelly uses her DBS Vantage Card for all her daily local and overseas spend to accumulate rewards. Plus, she refuels up at Esso stations to maximise the savings!
| Transactions |
Card spend |
Miles earned |
Cashback earned |
|---|---|---|---|
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Online purchase in USD |
US$100 |
297 miles |
S$2.97 |
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Fine dining meal in Singapore |
S$450 |
675 miles |
S$6.75 |
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Supreme+ fuel at Esso station |
S$300 (after 19% instant savings) |
450 miles |
S$4.50 |
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Retail Shopping in AUD |
AUD$250 |
459 miles |
S$4.59 |
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Total |
S$1,093.65 |
1,881 miles |
S$18.81 |
Promotions
Card Promotions
More deals
DiningCity: Asia Award Dining Programme
- Complimentary welcome drink for all guest
- 25% off house drinks
- Instant booking confirmation at more than 40 award-winning restaurants in Asia
- Priority access to premium seating with the finest views of Asia’s cities
Valid till 30 Apr 2026
Terms and conditions apply.
Colony
(The Ritz-Carlton, Millenia Singapore)
- Get 15% off food bill for Lunch & Dinner (Mon to Thu)
Valid till 30 Dec 2025.
Terms and conditions apply.
- Get a S$10 return voucher with any spend
Valid till 31 Dec 2025
Terms and conditions apply.
Town Restaurant (The Fullerton Hotel Singapore)
- Get 20% off Lunch & Dinner Buffet and Ala-Carte Food menu
Valid till 30 Dec 2025.
Terms and conditions apply.
Jade (The Fullerton Hotel Singapore)
- Get 20% off Ala-Carte Food Menu
Valid till 30 Dec 2025.
Terms and conditions apply.
The Courtyard (The Fullerton Hotel Singapore)
- Get 20% off Daily Afternoon Tea
Valid till 30 Dec 2025.
Terms and conditions apply.
The Landing Point (The Fullerton Bay Hotel Singapore)
- Get 20% off Daily Afternoon Tea and Ala-Carte
Valid till 30 Dec 2025.
Terms and conditions apply.
La Brasserie (The Fullerton Bay Hotel Singapore)
- Get 20% off Lunch & Dinner Ala-Carte and Set Dinner Food Menu
Valid till 30 Dec 2025.
Terms and conditions apply.
Republic (The Ritz-Carlton, Millenia Singapore)
- Get 15% off Lunch and Afternoon Tea (Mon to Sun)
- Complimentary glass of welcome drink with every Lunch Set Menu ordered
Valid till 30 Dec 2025.
Terms and conditions apply.
Eligibility and Fees
| Who can get this card? | |
|---|---|
| Age | Must be 21 or older |
| Minimum income |
S$120,000 p.a. |
| What fees are there? | |
|---|---|
| Annual fee |
Principal Card: S$599.50 |
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Annual fee waiver |
First year: Cannot be waived. Subsequent years: Charge at least S$60,000 to your card each year to waive the annual fee for the following year. If the annual fee is subsequently waived, the 12,500 DBS Points (25,000 miles) credited will be reversed within 3 working days upon annual fee waiver. |
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Late fee |
S$100 if your outstanding balance is more than S$200 |
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Finance charges |
27.8% p.a. is chargeable daily (subject to compounding) |
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Converting DBS Points to miles |
An administrative fee of S$27.25 (inclusive of GST) will be charged to the selected DBS Credit Card upon each successful redemption. View full details here. |
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Full list of fees |
All fees shown here include GST. For full list, read our DBS Cards - Rates and Fees |
Documents required
Refer to our Card Application Checklist on the documents required.Apply using Singpass to enjoy instant card approval. Check that your required income details are available on Myinfo before you start your application.
Apply now
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DBS Vantage Card To apply through your digibank mobile app: |
Terms and Conditions
Refer to
- DBS Cards – Terms and conditions on the use of DBS cards.
- Terms and conditions governing DBS Vantage Visa Infinite Card on the use of DBS Vantage Card
Get more benefits with DBS PayLah! App
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Maximise your Card RewardsBook rides, order meals, manage your DBS/POSB Card rewards, take part in spend & win promotions for sure-win gifts, and more! Get S$5* credited into your PayLah! Account when you download and register with promo code ‘JOINLAH’. *For full terms and conditions, click here. |
