DBS Vantage Card,
The luxury of choice.

At a Glance

 

Switch between miles or cashback easily

With up to 2.2 miles per S$1 spend or 2.2% cashback.
Your card, your choice.

Exclusive complimentary night stay and dining discounts

With your Accor Plus Explorer membership.

Experience the world of airport lounges

With 10 free Priority Pass™ to over 1,700 airport lounges.

 

Apply now

To apply through your digibank mobile app:
Launch digibank app, log in, select More > Apply > Cards.

Features and Benefits

How would you bask in your rewards?

Your rewards, your way
Switch between miles and cashback with up to 2.2 miles or 2.2% cashback per S$1 spent.

 


Local spend
(in SGD)
  • 1.5 miles for every S$1 spent, or
  • 1.5% cashback


Overseas spend
  • 2.2 miles for every S$1 equivalent spent, or
  • 2.2% cashback


Fuel spend

 Up to 19% instant savings at Esso Stations

Breakdown:
  • 5% Esso station site discount on fuel spend
  • 5% Esso Smiles Card discount
  • Additional 9% discount on Synergy Supreme+ or 8% on all other Synergy fuel purchases

Earn miles or cashback from your purchases in the form of DBS Points. DBS Points are awarded for every S$5 spent. 1 DBS Point earns you 2 miles or S$0.02 cashback.

Privileges

Where would you enjoy a free stay at a hotel?

1-night complimentary stay at Accor hotels

Whether you're planning a staycation in Singapore or a vacation within Asia Pacific, enjoy a complimentary night's stay of your choice at participating hotels, including Sofitel, Pullman, Swissôtel, and Fairmont. You will also receive 10% off the best available public room rate with Members' Rate, along with up to 50% off exclusive Red Hot Room offers and more.

Click here for the full list of participating hotels and destinations.

 

Where would you dine on a Friday evening?

Indulge your taste buds with Accor Plus
Satisfy your cravings with your Accor Plus membership. Unlock exclusive savings at over 1,400 restaurants across 20 countries in Asia Pacific.

Unlock exclusive savings
From local delights to Michelin stars, enjoy up to 50% off food across participating Accor hotel restaurants in Asia Pacific and 15% off drinks in Asia.

Double dip on savings
Earn 2.2 miles per S$1 spent or 2.2% cashback on overseas dining and 1.5 miles per S$1 spent or 1.5% cashback on local dining.

Activate your Accor Plus Explorer membership now.

Register

Terms and conditions apply.

Questions? We have them covered.

 

How would you enjoy free lounge access?

Complimentary Priority Pass™ Digital Membership
As a DBS Vantage Principal Cardmember, enjoy 10 complimentary visits to over 1,700 airport lounges and travel experiences worldwide within each 12-month period of your membership.

For full list of airport lounges and travel experiences, visit www.prioritypass.com.

Register

Priority Pass™ Digital membership is valid for 12 months upon registration and is not transferable to another party including Supplementary Cardmembers. Terms and conditions apply.

Questions? We have them covered.

How to switch between your rewards

Enjoy the flexibility of switching between miles and cashback on a monthly basis.
Here’s how:

How to maximise your rewards

Looking to maximise your benefits? See what Kelly does:

Kelly uses her DBS Vantage Card for all her daily local and overseas spend to accumulate rewards. Plus, she refuels up at Esso stations to maximise the savings!

Transactions

Card spend

Miles earned

Cashback earned

Online purchase in USD

US$100
(~S$135)

297 miles

S$2.97

Fine dining meal in Singapore

S$450

675 miles

S$6.75

Supreme+ fuel at Esso station

S$300 (after 19% instant savings)

450 miles

S$4.50

Retail Shopping in AUD

AUD$250
(~$208.65)

459 miles

S$4.59

Total

S$1,093.65

1,881 miles

S$18.81

Promotions

Card Promotions

More deals

DiningCity: Asia Award Dining Programme

  • Complimentary welcome drink for all guest
  • 25% off house drinks
  • Instant booking confirmation at more than 40 award-winning restaurants in Asia
  • Priority access to premium seating with the finest views of Asia’s cities

Valid till 30 Apr 2026

Terms and conditions apply.

Learn More

Colony
(The Ritz-Carlton, Millenia Singapore)

  • Get 15% off food bill for Lunch & Dinner (Mon to Thu)

Valid till 30 Dec 2025.

Terms and conditions apply.

Learn More

Paradise Group

  • Get a S$10 return voucher with any spend

Valid till 31 Dec 2025

Terms and conditions apply.

Learn More

Town Restaurant (The Fullerton Hotel Singapore)

  • Get 20% off Lunch & Dinner Buffet and Ala-Carte Food menu

Valid till 30 Dec 2025.

Terms and conditions apply.

Learn More

Jade (The Fullerton Hotel Singapore)

  • Get 20% off Ala-Carte Food Menu

Valid till 30 Dec 2025.

Terms and conditions apply.

Learn More

The Courtyard (The Fullerton Hotel Singapore)

  • Get 20% off Daily Afternoon Tea

Valid till 30 Dec 2025.

Terms and conditions apply.

Learn More

The Landing Point (The Fullerton Bay Hotel Singapore)

  • Get 20% off Daily Afternoon Tea and Ala-Carte

Valid till 30 Dec 2025.

Terms and conditions apply.

Learn More

La Brasserie (The Fullerton Bay Hotel Singapore)

  • Get 20% off Lunch & Dinner Ala-Carte and Set Dinner Food Menu

Valid till 30 Dec 2025.

Terms and conditions apply.

Learn More

Republic (The Ritz-Carlton, Millenia Singapore)

  • Get 15% off Lunch and Afternoon Tea (Mon to Sun)
  • Complimentary glass of welcome drink with every Lunch Set Menu ordered

Valid till 30 Dec 2025.

Terms and conditions apply.

Learn More

Eligibility and Fees

Who can get this card?
Age Must be 21 or older
Minimum income

S$120,000 p.a.

What fees are there?
Annual fee

Principal Card: S$599.50
Supplementary Card: Free

12,500 DBS Points (25,000 miles) will be credited to your Card Account when the annual fee of S$599.50 (inclusive of GST) is charged to your card.

Annual fee waiver

First year: Cannot be waived.

Subsequent years: Charge at least S$60,000 to your card each year to waive the annual fee for the following year.

If the annual fee is subsequently waived, the 12,500 DBS Points (25,000 miles) credited will be reversed within 3 working days upon annual fee waiver.

Late fee

S$100 if your outstanding balance is more than S$200

Finance charges

27.8% p.a. is chargeable daily (subject to compounding)

Converting DBS Points to miles

An administrative fee of S$27.25 (inclusive of GST) will be charged to the selected DBS Credit Card upon each successful redemption. View full details here.

Full list of fees

All fees shown here include GST. For full list, read our DBS Cards - Rates and Fees

 

Documents required

Refer to our Card Application Checklist on the documents required.

Apply using Singpass to enjoy instant card approval. Check that your required income details are available on Myinfo before you start your application.

Apply now 

   

DBS Vantage Card

Apply now

To apply through your digibank mobile app:
Launch digibank app, log in, select More > Apply > Cards.

Frequently asked questions

Have questions on DBS Vantage Card? Check these out:

Terms and Conditions

Refer to

Get more benefits with DBS PayLah! App

Maximise your Card Rewards

Book rides, order meals, manage your DBS/POSB Card rewards, take part in spend & win promotions for sure-win gifts, and more! Get S$5* credited into your PayLah! Account when you download and register with promo code ‘JOINLAH’.

Download now

*For full terms and conditions, click here.
Monies in DBS PayLah! are a deposit. SGD deposits are insured up to S$100k by SDIC.

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