There's no lack of good credit cards in Singapore but if you have been looking for your very first (or simply another) American Express credit card to get, you should definitely consider the American Express Platinum Credit Card! Here are 7 reasons to get the American Express Platinum Credit Card now:
1. 50% off Dining in over 50 Restaurants (and more to come!)
The one thing I love most about the American Express Platinum Credit Card is the 50% off dining benefits with Palate Dining Privileges and The Far Card - both complimentary for cardholders! With both benefits, you will be able to save up to 50% off at established restaurants around Singapore and here are some of the things you should know about each of the programs:
PALATE DINING PRIVILEGES
(Click HERE to check out participating restaurants!)
• 1 person dining - 15%
• 2 persons dining - 50%
• 3 persons dining - 35%
• 4 persons dining - 25%
• 5 to 20 persons dining - 20%
Your American Express Platinum Credit Card will open up a trove of dining discounts for you with your Palate Dining Privileges when you dine at any one of the participating restaurants - click HERE for the full list of restaurants! With over 50 different places to choose from, be prepared to impress for less! For maximum discount, bring one friend and enjoy up to 50% reduction on your food bill!
THE FAR CARD
(Click HERE for more information on The Far Card!)
• 1 person dining - 10%
• 2 persons dining - 50%
• 3 persons dining - 33%
• 4 persons dining - 25%
• 5 to 10 persons dining - 20%
The Far Card will allow you to enjoy up to 50% off your food bill when dining at any one of the participating restaurants located within the Fairmont Singapore, Swissôtel The Stamford and Swissôtel Merchant Court. You will also receive accommodation, spa and other benefits with your complimentary membership as part of your American Express Platinum Credit Card privileges.
If you think it doesn't get any better, the Palate Dining Privileges have been on a constant improvement since it started. Just last month, five new merchants have been added to the growing list of the restaurants (that's right you can now enjoy up to 50% off these restuarants too!):
- Lawry’s The Prime Rib
- Senso Ristorante & Bar
- Lime House
- Dancing Crab, Vivocity
- Napoleon Food & Wine Bar
Also, we hear three more restaurants will be part of the Palate Dining Privileges from 01 March 2016 - TWG, Angelina & OLA!
2. Free Drinks in Selected Bars (Chillax)
If you know me personally, you would know I love a good cocktail ever now and then. Well, if you do not already know then consider this my confession. By simply presenting your American Express Platinum Credit Card at any one of the selected bars, you will be able to enjoy either a complimentary beverage or enjoy a 1-for-1 deal on your first beverage. Just off the top of my head, participating bars include Ah Sam Cold Drink Stall, Maison Ikkoku, Anti:dote (located in Fairmont Singapore) and The Mad Men Attic Bar - check out the full list of bars here!
3. Complimentary Wi-Fi Worldwide
Ever checked into a hotel only to find out that Wi-Fi is not complimentary? Well, with your American Express Platinum Credit Card, you will be able to enjoy complimentary and unlimited Wi-Fi access (up to 4 devices at any one time) at over 1 million hotpots around the world without any fees. I've personally used this in the hotels when I went to Sydney and Auckland last year without any hiccup. For more information on what you get, check out The Boingo American Express Preferred Plan that you get by simply being a cardholder.
4. Earn 10X Points with Platinum EXTRA Partners
Honestly, would I dare recommend any credit card without the ability to earn miles and points? With your American Express Platinum Credit Card, you will be able to earn a total of 10 Membership Rewards points (instead of 2!) for every S$1.60 spent at anyone of the Platinum EXTRA Partners - this is approximately 3.5 miles per S$1 after conversion! To sweeten the deal, some of the Platinum EXTRA Partners are included in the Palate Dining Privileges - do I smell a double dip?!
5. 12% off Zuji and 10% off Expedia all Year!
If you love travelling as much as I do, then taking 12% and 10% off hotel bookings on Zuji and Expedia respectively should excite you - simply pay with your American Express Platinum Credit Card! This is especially great if you are looking for a boutique property to try out (locally or internationally) as it will save you a significant amount. You will also be able to earn cash rebates on your flights and obviously you will continue to earn points on all these online purchases.
6. Purchase Protection for 90 Days
Ever been in one of those situations where you walk out of the store with a brand new gadget only to lose it days after? Did you know that your American Express Platinum Credit Card will protect some of your purchases against theft and damage for up to 90 days? Oh, and you will also be able to refund (almost) any purchase that is made in Singapore within 90 days (even if the store says no!).
7. No Dynamic Currency Conversion Fees Overseas
Dynamic Currency Conversion (DCC) is one of those things that few people know about. You know how sometimes when you spend overseas, you are given the option to pay in Singapore Dollar instead of the foreign currency? Just as a rule of thumb, you should always opt to pay in the foreign currency since it should generally add up to a lower dollar amount at the end of it. The problem with this is that sometimes, the cashier does not process your preferences correctly and disputing is would take up too much time and effort when you are back in Singapore. With the American Express Platinum Credit Card, you will always pay in the foreign currency and therefore avoiding any potential DCC issues that would have arisen with a Visa or MasterCard.