You might find yourself on Expedia or Agoda if you are looking for the best deals on hotel stays. While the two aforementioned sites already offer some pretty great deals on hotels, did you know that you can get at least 10% of the amount spent by going through an additional step? In fact, the 10% is on top of whatever you earn on your credit card so in reality, it is possible to get a much higher cashback depending on how much you value miles and points.
The example below will show you how you can spend S$300 on a hotel and get S$34.71 back (approximately 11.6% cashback) by just doing one additional step - it is that easy! In order to do this you will have to sign up for a ShopBack and Expedia+ account (both free to register!). In fact, if you sign up for a ShopBack account using my referral link, you will get a S$5 bonus!
1. Register for Account on ShopBack and Expedia+
2. Go to ShopBack and Click on Expedia
Once you click on the 'Shop Now' button, you will see a pop-up window and that will redirect you to Expedia Singapore where you can continue to book your hotel or flight. If you spend S$300 on a hotel (remember this is just a made-up number for the purpose of this example), you should get S$24 back in your ShopBack account once your stay is completed - you can then transfer this amount into your bank account! If you factor in the S$5 bonus that you get when you register here, you will see S$29 in your ShopBack account!
3. Book Normally on Expedia in the Same Window
You will earn 20 Expedia+ Points with every S$15 spent on hotels. In our example of a S$300 hotel, you will earn 400 Expedia+ Points (worth approximately S$5.71) and you can redeem for a S$50 voucher at +VIP Access™ hotels with 3,500 Expedia+ Points.
4. Use the Right Credit Card (Optional but Highly Recommended)
Using the right credit card for your spend on Expedia is highly recommended - you can get up to 8 miles per S$1 with the DBS Altitude Card for a limited time. In our example, S$300 will get you 2,400 miles (if you take advantage of the promotion) and the miles are worth approximately S$216 if you redeem them for a Business Saver ticket on Singapore Airlines - this brings your total cashback to 83.6%!
5. Enjoy your Cashback!
Spending money and making them work for you is easy. ShopBack is just one of the many tools available online to help justify your spend since it rewards you for spending more.
Everyone knows that the DBS Woman's World MasterCard is a credit card to get in Singapore and it does not matter whether you are male or female. While reconciling my DBS Points from last statement's spending on the DBS Woman's World MasterCard, I noticed that I did not get 10X points on some of my transactions - you can request for a breakdown of DBS Points from DBS by sending a message via the secured mailbox.
The OCBC Titanium Rewards Card is one of the best credit cards in Singapore for earning miles and if you wish to understand the dynamics of this credit card, make sure you check out my previous article on everything you need to know about the OCBC Titanium Rewards Card. It appears that OCBC has introduced the opportunity to earn up to 6 miles and 2 miles per dollar on all eligible transactions made on Electronics and Gadgets as well as Dining respectively for selected cardholders. At the moment of writing, only targeted cardholders who have received either an electronic direct mail (EDM) or SMS from OCBC Bank will be able to take advantage of this promotion.
I have been to Hong Kong on multiple occasions and one of the things that I struggle with most (apart from the language) is where to go for food and coffee. I am generally unfamiliar with where everything is in Hong Kong and therefore I have really been to popular restaurants that are always recommended and visited by Singaporeans. During my latest trip to Hong Kong where I stayed at the Kerry Hotel, Hong Kong, I checked out a number of restaurants and cafes (some of them are especially memorable) along the way so hopefully this quick guide would help anyone seeking for recommendations.
There is a top spot within the OCBC Premier Banking space and that's the Premier Private Client (PPC) - one can 'easily' join this elite group by depositing or investing S$1 million (in fresh funds) and qualifying as an Accredited Investor. What caught my eyes last evening however was the introduction of a dedicated OCBC VOYAGE Card (which I have covered previously) for the PPCs and one of the additional benefits include unlimited airport limousine transfers.
Citibank discontinued the 20X Rewards promotion with Amazon (which equates to 8 miles per S$1) last month and have just introduced Zalora as the newest partner for the 20X Rewards promotion - this will run until 31 October 2017. While this is definitely great for people who shop on Zalora (though I am not sure who in this day and age), it is certainly not as impressive as the Amazon promotion that was running prior to this.
While most banks in Singapore allow you to convert your points (or equivalent currency) earned from credit card spend into Airline or Hotel points, Citibank has one of the most comprehensive list of points transfer partners - I have previously counted the total number of partners to be at 12 but they have apparently removed Delta Skymiles from the list. There are currently 11 airline points transfer partners for Citibank if you hold an eligible credit card in Singapore.
Everyone must have heard of the extensive internet regulation and censorship in China and first-time travellers to this country do not always know what to do in order to get around the notorious Great Firewall of China. As I will be traveling to Beijing pretty soon, I have put together a short guide on getting around this regulation and also a number of things to take note of when you travel to China. The first thing any tech-savvy traveller would ask is about the availability of 4G SIM Cards in China. While it is definitely possible to pick one up at the airport (information seems to be rather limited on the internet) or in the city, it may save you a little hassle by settling this in Singapore before you go. Here are three alternatives to buying a SIM Card in China!
Transferring money between friends and families (or even businesses) has just gotten easier with the introduction of a new PayNow service which is now live across all seven participating banks - Citibank, DBS Bank, HSBC, Maybank, OCBC Bank, Standard Chartered Bank and UOB Bank. All you need is the person's mobile number or NRIC number in order to make the transfer (limited to SGD transactions only).
The wait is finally over - Mileslife is now officially launched in Singapore to offer the opportunity to earn more miles on dining, lifestyle and travel spend. To celebrate this momentous occasion, it is offering 4X more miles (up to 20 miles per S$1) on all eligible transactions made on Mileslife. Remember these miles are accorded on top of whatever you earn from your credit cards so there is definitely a huge potential to rake up those miles for free flights on First Class and Business Class!
Uber has changed the way we get around on a day to day basis. While the train is the primary mode of transport for most Singaporeans, there are instances and occasions where a car ride makes a lot more sense because you are rushing for time or simply want a more comfortable journey. If you do use Uber on a very regular basis like me, there are a few things that you can do to save money on these rides - many of which do not require you to do much and simply take an additional second or two to save you money in the long run!