The wait is finally over - Mileslife is now officially launched in Singapore to offer the opportunity to earn more miles on dining, lifestyle and travel spend. To celebrate this momentous occasion, it is offering 4X more miles (up to 20 miles per S$1) on all eligible transactions made on Mileslife. Remember these miles are accorded on top of whatever you earn from your credit cards so there is definitely a huge potential to rake up those miles for free flights on First Class and Business Class!
If you tend to dine out on a regular basis, Mileslife can help you rake up plenty of miles as some merchants give you 12 miles per dollar (on top of your credit card points and miles) with this 4X promotion. While there are no real costs associated with using Mileslife, the payment gateway (although in SGD) is located outside of Singapore so most banks actually charge a 0.8% cross border fee (much like what most of us are experiencing with Uber). With that being said, most mile collectors would know this - 0.8% is an incredibly small fee to earn more miles! More importantly, Mileslife is actually working on solving this problem so hopefully the 0.8% will not longer be applicable in the near future.
You are currently able to earn miles on 12 different frequent flyer programs (FFPs) and the miles accrued on Mileslife are automatically posted into your FFP of choice - there are no conversion fees involved (banks generally charge S$25 per conversion) with this and it generally takes 5 business days from the date of transaction to see it being reflected in your FFP account. Promo code ML621 will give you an additional 500 miles on your next eligible transaction.
It is also possible to earn more miles with special travel packages and hotel deals with Mileslife. While I always advise looking around for the best possible rates, Mileslife is currently offering up to 20 miles per dollar on some hotel stays. If you saw my latest review on Capella Singapore and want to check it out for yourself, you can get a 1-Bedroom Villa (breakfast inclusive) for S$999 nett when you purchase on Mileslife. In fact, this package will earn you 3,400 miles on a regular day but because of the current 4X promotion, it will earn you 13,600 miles on top of your credit card points! That is even higher than what Kaligo (up to 10 miles per dollar!) offers! If you currently do not have a Mileslife account and want to sign-up for one, using my referral link will earn you 1,500 bonus miles (after making an eligible transaction) and 100 bonus miles for simply linking your FPP account.
No one needs further introduction to one of the most iconic landmarks in Singapore, the Marina Bay Sands. The property is the largest hotel in Singapore (with 2,561 rooms and suites) and it occupies a position within the 'World’s 100 Largest Hotels' list. What a lot of people do not realise however is the existence of the Sands Rewards LifeStyle membership program which not only allows you to earn up to 9% Destination Dollars (which can be used across all participating stores) but also gives you a plethora of benefits that range from complimentary parking to free museum passes at the higher tier.
Using Chope is a great way to secure restaurant reservations in Singapore as well as major cities nearby like Bali, Bangkok, Beijing, Hong Kong, Jakarta, Phuket and Shanghai. I have written about the opportunity to stack promotions on Mileslife and eligible credit cards previously and even though Chope has always allowed you to redeem Chope-Dollars for free restaurant vouchers or Chope Gift Cards, it has only added the option to redeem your Chope-Dollars for KrisFlyer miles from 10 November 2017.
While the ongoing mile accrual rate for most American Express credit cards in Singapore is not something to get excited about, they do have some of the best promotions that are run quite regularly. The American Express Singapore Airlines credit cards were introduced sometime in May 2016 and ever since then, multiple improvements have been made - you can earn up to 5.3 miles per dollar on mobile payments made on Apple Pay, Samsung Pay and Android Pay, you get double miles on Mileslife and now, there is the opportunity to earn up to 3.3 miles per dollar on all Uber and Grab rides with one of the American Express Singapore Airlines credit cards.
With a spectrum of Visa credit cards on offer in Singapore, one of the most elusive one at the highest end is the Visa Infinite. Commonly associated with a minimum annual income requirement of S$120,000 or higher (even though there is apparently an unbranded one that you can get in Singapore for just S$80,000), the Visa Infinite credit card is the most exclusive one you can get amongst the trio of Visa Infinite, Visa Platinum and Visa Signature credit cards.
While Singaporeans have been able to use an eligible Mastercard for train and bus rides since 20 March 2017, UOB has just announced that customers using the PRVI Mastercard can now earn 1.4 miles per S$1 on all eligible rides in the Account-Based Ticketing (ABT) pilot with Land Transport Authority (LTA) and TransitLink. Even though the UOB PRVI Mastercard gives out 3.5 UNI$ per S$5, transactions in the ABT are processed and charged after a total of S$15 is spent on transit fares or after the charges have been accumulated for up to 5 days - whichever is earlier.
Following the rather controversial launch of the KrisFlyer UOB Savings Account back in April 2017, UOB has announced a brand new UOB Stash Account (essentially a savings account) which offers the opportunity to earn up to 1% p.a. interest. Account holders will essentially earn 0.05% p.a. interest on the whole account balance with the opportunity to earn a bonus interest (of up to 0.95% p.a.) if the Monthly Average Balance (MAB) is equal to or higher than the previous month.
The OCBC Titanium Rewards Card is one of the best credit cards to hold in Singapore - especially if you shop for electronics, clothing or simply use mobile payments (like Apple Pay) a lot. I have previously covered the card in detail where I have also compared it to the Citi Rewards Card which is a credit card for similar purposes. There is currently a targeted opportunity to earn up to 6 miles (15 OCBC$) per SGD on the OCBC Titanium Rewards Card. The word through the grapevine is that OCBC will be extending the 10X OCBC$ on Mobile Payments (supposed to end on 30 September 2017) and they have actually included a Lounge Key Benefit in recent months.
Everyone knows that the DBS Woman's World MasterCard is a credit card to get in Singapore and it does not matter whether you are male or female. While reconciling my DBS Points from last statement's spending on the DBS Woman's World MasterCard, I noticed that I did not get 10X points on some of my transactions - you can request for a breakdown of DBS Points from DBS by sending a message via the secured mailbox.
The OCBC Titanium Rewards Card is one of the best credit cards in Singapore for earning miles and if you wish to understand the dynamics of this credit card, make sure you check out my previous article on everything you need to know about the OCBC Titanium Rewards Card. It appears that OCBC has introduced the opportunity to earn up to 6 miles and 2 miles per dollar on all eligible transactions made on Electronics and Gadgets as well as Dining respectively for selected cardholders. At the moment of writing, only targeted cardholders who have received either an electronic direct mail (EDM) or SMS from OCBC Bank will be able to take advantage of this promotion.
I have been to Hong Kong on multiple occasions and one of the things that I struggle with most (apart from the language) is where to go for food and coffee. I am generally unfamiliar with where everything is in Hong Kong and therefore I have really been to popular restaurants that are always recommended and visited by Singaporeans. During my latest trip to Hong Kong where I stayed at the Kerry Hotel, Hong Kong, I checked out a number of restaurants and cafes (some of them are especially memorable) along the way so hopefully this quick guide would help anyone seeking for recommendations.