Get S$480 Cash Reward with Citi Prestige Card as a New Customer (by 1 Jan 2026)

If you have been waiting for the right time to pick up one of Singapore's most compelling miles cards, the festive season brings excellent news. Between 16 December 2025 and 1 January 2026, eligible new customers can receive S$480 Cash Rewards (transferred via PayNow), an Apple Watch Series 11, Sony WH-1000XM6 Headphones, or a staycation at Sofitel Singapore City Centre when applying for the Citi Prestige Card. To qualify for the sign-up gift, you must be a new-to-card customer and spend a minimum of S$500 within 30 days of card approval.

Click HERE to apply for the Citi Prestige Card and receive S$480 Cash!

Photo Credit: Sofitel Singapore City Centre

While the Citi Prestige Card does come with a mandatory annual fee of S$545, receiving a sign-up gift worth up to S$649 significantly offsets the cost for the first year. This is an excellent opportunity to test drive the card's premium benefits, such as the airport lounge access and the Fourth Night Free benefit on hotel bookings.

This promotion is available to new Citi customers who do not currently hold a principal Citi credit card and have not cancelled one in the past 12 months. To be eligible for the reward, you must fulfil the following criteria:

1. Apply for the Citi Prestige Card via the exclusive links in this article between 16 December 2025 and 1 January 2026.

2. Complete the Rewards Redemption Form sent to your email within 14 days of application.

3. Activate the card and spend a minimum of S$500 within 30 days of approval.

Photo Credit: Citi Singapore

You do not need to wait for the physical card to arrive to start spending. You can activate the approved eligible card via the Citi Mobile App immediately upon approval. Spending made via the digital version of the card (e.g. Apple Pay, Google Pay) prior to the receipt of the physical card counts towards the S$500 Qualifying Spend.

Successful applicants can choose one of the following gifts:

• S$480 Cash Reward (via PayNow)

• Apple Watch Series 11 (GPS) 42mm Aluminium Case (worth S$599)

• Sony WH-1000XM6 Wireless Noise Cancelling Headphones (worth S$649)

• 2D1N Staycation at Sofitel Singapore City Centre (worth S$608)

For those who prefer cash, the S$480 reward effectively reduces the nett cost of the annual fee to just S$65 for the first year. Considering you also receive 25,000 renewal miles (worth roughly S$250) upon paying the annual fee, the math works out very much in your favour.

Photo Credit: Park Hyatt Kuala Lumpur

If you travel frequently, the Citi Prestige Card is arguably one of the most useful cards to have in your wallet.

1. Airport Lounge Access: The card grants the principal cardholder (and one guest) access to Priority Pass lounges worldwide - up to 12 visits per calendar year.

2. Fourth Night Free: This is the crown jewel of the Citi Prestige Card. When you book a hotel stay of at least four consecutive nights through the Citi Prestige Concierge, you receive the average nightly rate of one night back as a statement credit. If you use this benefit even once or twice a year at luxury properties, the card pays for itself.

3. Miles Earning Rate: You earn 1.3 miles per dollar on local spend and 2.0 miles per dollar on overseas spend. The miles earned are flexible and can be transferred to a wide variety of airline partners, not just Singapore Airlines KrisFlyer.\

4. Airport Limousine Transfer: Unlock two free rides (to or from the airport) with just S$12,000 spend each quarter.

The most critical step in this process is completing the Rewards Redemption Form. Once you have submitted your application of the Citi Prestige Card to Citi Singapore, you should receive an email from the rewards provider (SingSaver) with a link to this form. You must complete this form within 14 days of your application.