2015 has been the year of mergers and consolidations as we saw some of the most iconic hotel chains merge (e.g. Starwood and Marriott). This consolidation trend seems to be spiraling upwards to OTAs as HotelClub will be joining Hotels.com from 15 February 2016. 

It's mid-September and the third quarter for the year is coming to an end. If you have annual leaves to clear (or you simply need a getaway badly), it's time to consider putting those into good use! I have consolidated a list of promotions that will maximise your discount rate (although I highly recommend you to check since hotels may list their prices different on each site) for your intended period of travel and booking window. Plan in advance to save up to 18% using the promotional codes. 

Many of us in Singapore turn to on-line shopping because it's simply cheaper (even with the high international shipping costs). We buy everything from clothing, shoes, electronics, books and even health food due to significantly lower costs. There's no shame in shopping on-line but here are some tips that you can take advantage of to make your on-line purchases cheaper (so you can buy more!). Find out how I easily saved over 24% off an on-line purchase without the use of a promotional code.