My 2026 Credit Card Strategy: The 6 Cards I Am Keeping in My (Digital) Wallet
As we head into 2026, the miles game has shifted. With tighter caps on key cards like the UOB Preferred Platinum Visa and UOB Lady's Solitaire, optimising spend is more crucial than ever. In this article, I share the six credit cards I will be actively using in the upcoming year.
The American Express Platinum Card Singapore 2026 Refresh: New Benefits Introduced
American Express has unveiled its 2026 roadmap for The Platinum Card, signaling a major shift from statement credits to curated experiences. Effective 2026, the Local Dining, Entertainment, and Fashion credits will cease. In their place, Card Members will receive a complimentary Table for Two dining experience every two months, plus a refreshed S$400 Platinum Wine Credit.
Bad News: British Airways Devalues Avios Partner Awards (on 15 December 2025)
In a sudden move with little advance notice, British Airways has devalued its award chart effective 15 December 2025. Redemption rates for partner airlines like Cathay Pacific, Malaysia Airlines, and Japan Airlines have increased significantly. This article analyses the new pricing for key routes from Singapore.
Guide to Fans of M.O.: Benefits of Pearl & Silk Tiers Explained
Mandarin Oriental has quietly evolved its guest recognition programme this year, introducing two higher tiers: Silk and Pearl. Discover the benefits of these exclusive levels and how they compare to the standard Fans of M.O. membership.
Is Your Hotel Status Enough? Why Top-Tier Elites Should Still Book Advisor Rates
Even if you hold top-tier status with a major hotel chain, booking a Luxury Travel Advisor rate can unlock significant additional value. From guaranteed US$100 property credits and "Stay 3 Pay 2" offers to freeing up your welcome amenity choice, here is why you should consider using a luxury travel advisor for your next booking to "stack" your benefits.
The KrisFlyer Advantage Stopover Trick Still Matters Post November 2025 Devaluation
Following the November 2025 devaluation, the value of a KrisFlyer mile has undoubtedly dropped. While Saver awards remain the gold standard, it is time to revisit a perk that has always existed but is often ignored: the Advantage Award stopover. By leveraging the complimentary stopover on one-way Advantage redemptions, you can effectively book a second holiday for free - provided you travel within 30 days.
Three Months with the Refreshed HSBC Premier Mastercard (2025)
It has been three months since the HSBC Premier Mastercard received a massive refresh in August 2025. From earning an uncapped 2.76 mpd to unlocking limousine rides, here is my experience using this card as my daily driver.
UOB One Account Interest Rates to Drop to 1.90% p.a. from 1 December 2025
Effective 1 December 2025, UOB will lower the interest rates on the UOB One Account for the third time this year. The maximum Effective Interest Rate (EIR) will drop from 2.50% p.a. to 1.90% p.a. for account holders with a balance of S$150,000 who credit their salary and meet the minimum card spend. This revision represents a reduction of S$900 in annual interest for those maximising the account.