Complete List of Complimentary Airport Lounge Access with Singapore Credit Cards

Having the right credit card in Singapore is extremely important if you travel quite a bit - it can help you rake up significant miles which you can use for free premium cabin travel and some of the credit cards actually have tangible travel benefits like free airport lounge access and limousine transfer amongst other things. There are two main types of credit cards in Singapore that offer complimentary airport lounge access - one requires a minimum spend and one does not. Check out my summary of credit cards in Singapore that offer complimentary lounge access below!


Complimentary Airport Lounge Access for Cardholders
S/N Bank Credit Card Type Principal Supplementary
1 OCBC OCBC VOYAGE Card Plaza Premium Unlimited
(+1 Guest)
Unlimited
(+1 Guest)
2 Citibank Citi Prestige Card Priority Pass Unlimited
(+1 Guest)
N/A
3 Standard Chartered Standard Chartered Priority Banking Visa Infinite Credit Card Priority Pass Unlimited N/A
4 HSBC HSBC Visa Infinite Credit Card Priority Pass Unlimited Unlimited
5 American Express The Platinum Charge Card AmEx/Delta Sky Club/Priority Pass Unlimited
(+2 Guests)
Unlimited
(+2 Guests)
6 Standard Chartered Standard Chartered Visa Infinite Credit Card Priority Pass 6 N/A
7 American Express The American Express Singapore Airlines KrisFlyer Ascend Credit Card SATS/Plaza Premium 4 N/A
8 CIMB Visa Infinite Card Priority Pass 3 N/A
9 Citibank Citi PremierMiles Visa Card Priority Pass 2 N/A
10 Citibank Citi PremierMiles American Express Card Priority Pass 2 N/A
11 DBS DBS Altitude Visa Signature Card Priority Pass 2 N/A
12 Bank of China BOC Visa Infinite Card Plaza Premium 2 N/A

The credit cards listed in the table above allow you to access certain types of airport lounges for simply holding the card - some of them will issue you a separate Priority Pass card which you can then use to access participating airport lounges. Typically speaking, unlimited access to Priority Pass lounges is more desirable than unlimited access to Plaza Premium lounges since the latter generally falls under the former classification - it is a little complicated so please refer to the following links for a rough idea on the kind of airport lounges you can access:

Plaza Premium Lounge (West Hall) - Hong Kong | Photo Credit: Plaza Premium Lounge‎

Plaza Premium Lounge (West Hall) - Hong Kong | Photo Credit: Plaza Premium Lounge‎

Some of the credit cards (e.g. OCBC VOYAGE Card) will also allow you to bring a guest (who is traveling with you) into the lounge at no additional charge. Something else to watch out for is whether or not supplementary cardholders have the same benefits - if you notice something incorrect above, please let me know so we can keep the list current and beneficial for all readers.

Spend Requirement for Complimentary Airport Lounge Access
S/N Bank Credit Card Type Spend Requirement Period Access Period Maximum Annual Maximum
1 Maybank Maybank Horizon Platinum Visa Card Selected Airport Lounges S$400 Day 1 N/A N/A
2 ANZ ANZ Signature Priority Banking Visa Infinite Credit Card DragonPass Lounge S$5,000 Month 2 2 12
3 ANZ ANZ Travel Visa Signature Credit Card DragonPass Lounge S$10,000 Quarter 2 2 8

There are also a handful of credit cards in Singapore that require a minimum spend before complimentary airport lounge access is accorded. As an example, principal cardholders of the ANZ Travel Visa Signature Credit Card will have to spend at least S$10,000 per quarter in order to get 2 complimentary passes to any participating DragonPass Lounge - cardholders will only be able to redeem up to 2 complimentary passes per quarter and up to 8 complimentary passes per year.