UOB Lady's Cards Now Earning 4 Miles per Dollar with Lower Monthly Cap - Effective 01 April 2024
The best credit card for miles in Singapore only started taking male applicants back in July 2023 and while that has not changed, all cardholders of UOB Lady's Cards will only earn 4 miles per dollar (as opposed to 6 miles per dollar) from 01 April 2024 - the maximum monthly cap will also be reduced from S$3,000 to S$2,000.
In case you have missed it previously, there are three versions of the UOB Lady's Card but since the UOB Lady's Solitaire Metal Card is only available upon invitation, I would expect most of us to be either holding the UOB Lady's Card or the UOB Lady's Solitaire Card. With the changes that went live today, cardholders can only earn up to 10X UNI$ (equivalent to 4 miles per dollar) with the following limits:
UOB Lady's Card: Capped at S$1,000 per calendar month in one bonus category.
UOB Lady's Solitaire Card: Capped at S$2,000 per calendar month in two bonus categories.
UOB Lady's Solitaire Metal Card: Capped at S$2,000 per calendar month in two bonus categories.
Photo Credit: UOB
Now there is a way to circumvent that to continue earning 6 miles per dollar on your UOB Lady's Card but it will require you to open a UOB Lady's Savings Account (currently open to female applicants only) and maintain an average balance of S$10,000. There is also the option to earn up to 8 miles and 10 miles per dollar (capped at the maximum monthly limit based on the card you are holding) on average balances of S$50,000 and S$100,000 respectively.
While the move from 6 miles per dollar to 4 miles per dollar is a detrimental one, I will definitely still be keeping my UOB Lady's Solitaire Card as I tend to book a lot of flexible hotel rates that require payment on the property. When traveling overseas, the UOB Lady's Solitaire Card is one of my favourite cards to pair with the Amaze Card to earn maximum miles and also to avoid foreign currency fees that banks typically charge.
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