Travel Smarter: How to Protect Your Privacy with VPN Unlimited

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The use of Virtual Private Networks (VPNs) has long been synonymous with business travel and accessing data from a remote location (read: outside the office). However, with the expansion of leisure travel over the years, VPNs are used increasingly to access blocked (geo-restricted) content (read: Facebook and Instagram in China). What most people do not realise however is that VPNs are also extremely important (even in Singapore!) if you are logged a public WiFi as personal details can be stolen from you fairly easily.

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5.6 Miles per S$1 with ANZ Travel Visa Signature Credit Card - Targeted Offer

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After deciding that it was time to ditch my ANZ Optimum World MasterCard in May this year, I left my ANZ Travel Visa Signature Credit Card alone as well - the card itself isn't bad but if you look at it from where it was and where it currently is, it is a little bit of a disappointment. Still, 1.4 Travel$ (or miles) per S$1 isn't particularly bad for things that do not qualify for bonus miles. I do believe in paying the annual fees for some credit cards in Singapore in order to "buy" miles - find out which ones to buy now - and the ANZ Travel Visa Signature Credit Card offers 10,000 Travel$ (equivalent to 10,000 KrisFlyer miles) each year for S$200. Last week, I got an SMS notifying me that I "have been exclusively selected to get up to 2.8 bonus air miles for every $1 spent on [my] ANZ Travel Visa Signature Credit Card".

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Buying PokeCoins on Pokemon Go in Singapore - Which One offers the MOST Discount?

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So the madness has finally hit Singapore - that's right Pokemon Go is live in Singapore now. When I got out of the house this afternoon to grab an early lunch, I noticed people with their faces stuck to their phones walking around pretty aimlessly. It is actually pretty easy to spot a Pokemon Trainer - they walk to a certain spot (supposedly a PokeStop) for some freebies, hang out there for a couple of seconds then make their way to the next. In any case, if you are part of this millennial revolution and wish to purchase PokeCoins in the game (how else are you going to get a lure module?!), here's a quick breakdown of which one to get! 

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Get 3.88% Interest with Standard Chartered's BonusSaver Account

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The OCBC 360 Account was a game changer in Singapore - for most of us average Singaporeans, the account brought the pathetic 0.05% interest rates offered by most banks to something that was decent enough to make us switchover (even from Standard Chartered Bonus$aver). Once this has taken off, UOB quickly followed with the One Account (click HERE to find out whether the OCBC 360 or UOB One is better!) to steal some of the market share. A couple of days ago, Standard Chartered unveiled the brand new Bonus$aver Deposit Account that gives up to 3.88% interest p.a. on your first S$100,000 deposit balance (OCBC and UOB applies the bonus interest on the first S$60,000 and S$50,000 respectively only).

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My First uberPOOL Experience - What a Disaster!

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uberPOOL was just launched last week in Singapore and unlike GrabHitch, the new carpooling service by Uber allows you to elect the option to carpool when using the uberX service. I decided to put it to the test the last weekend and perhaps it could be that the system is relatively new but it was an absolute disaster - my ride took way longer than it should even though Uber claims that it doesn't matter whether 'you’re first or second into the car, Uber ensures that you’re never taken more than a few minutes out of your way'.

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Redeeming your UOB UNI$ - S$250 Voucher or Free Business Flight to Tokyo?

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Collecting miles in the form of credit card points is an obsession - you've seen the articles I have written and if you know me personally, I barely use cash at all (unless the merchant doesn't accept credit cards - in which case I will probably walk away). Despite all the ridiculously bad service that I have gotten from UOB recently, I still use their cards religiously because it allows me to earn up to 10UNI$ per S$5 - this is equivalent to 20 miles per S$5. 

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Transferring Travel$ (Miles) to Friends and Family on ANZ Travel Card

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While it is not uncommon for points to accrue on the principal cardholder's account when supplementary cardholders make eligible spend, it is quite rare for banks to allow cardholders to transfer points between two parties (especially when they are not directly related). Even though the benefits from the ANZ Travel Visa Signature Credit Card have been diluted over the years, it is still a pretty decent card to have when you consider everything else. Paying S$200 a year for 10,000 bonus Travel$ (which converts into 10,000 miles) is not necessarily a bad idea so long you know how to use your miles wisely. What a lot of people do not realise however is that it is actually possible to transfer your Travel$ to another ANZ Travel Visa Signature Credit Principal Cardholder. 

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Domaine Chandon - A Beautiful Vineyard to Check Out in Yarra Valley, Melbourne

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If you have been following me on Instagram, you would have seen my photos from my (not too) recent Melbourne trip. Even though I have been to the amazing city on multiple occasions, it was actually the first time I rented a car to get around - I have always had the privilege of my friends chauffeuring me around  but I did not want to bother them this time round. As part of my Melbourne 2016 trip, I visited one of the most charming vineyards around in Yarra Valley, Domaine Chandon. 

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