My 2026 Credit Card Strategy: The 6 Cards I Am Keeping in My (Digital) Wallet

As we head into 2026, the miles game has shifted. With tighter caps on key cards like the UOB Preferred Platinum Visa and UOB Lady's Solitaire, optimising spend is more crucial than ever. In this article, I share the six credit cards I will be actively using in the upcoming year.

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The American Express Platinum Card Singapore 2026 Refresh: New Benefits Introduced

American Express has unveiled its 2026 roadmap for The Platinum Card, signaling a major shift from statement credits to curated experiences. Effective 2026, the Local Dining, Entertainment, and Fashion credits will cease. In their place, Card Members will receive a complimentary Table for Two dining experience every two months, plus a refreshed S$400 Platinum Wine Credit.

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Get S$480 Cash Reward with Citi Prestige Card as a New Customer (by 1 Jan 2026)

Receive S$480 cash via PayNow, an Apple Watch Series 11, Sony WH-1000XM6 Headphones, or a staycation at Sofitel Singapore City Centre when you apply for the Citi Prestige Card as a new customer and spend at least S$500 within 30 days of card approval.

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Three Months with the Refreshed HSBC Premier Mastercard (2025)

It has been three months since the HSBC Premier Mastercard received a massive refresh in August 2025. From earning an uncapped 2.76 mpd to unlocking limousine rides, here is my experience using this card as my daily driver.

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American Express Cards Now Accepted on Singapore Public Transport - Get S$3 Back on Every S$6 Transit Spend!

American Express is now accepted for public transport fares on Singapore’s MRT and buses. From 3-31 July 2025, eligible cardholders can register for an Amex Offer to receive S$3 back on every S$6 spent on transit fares, up to five times per registered card.

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