While it is not uncommon for points to accrue on the principal cardholder's account when supplementary cardholders make eligible spend, it is quite rare for banks to allow cardholders to transfer points between two parties (especially when they are not directly related). Even though the benefits from the ANZ Travel Visa Signature Credit Card have been diluted over the years, it is still a pretty decent card to have when you consider everything else. Paying S$200 a year for 10,000 bonus Travel$ (which converts into 10,000 miles) is not necessarily a bad idea so long you know how to use your miles wisely. What a lot of people do not realise however is that it is actually possible to transfer your Travel$ to another ANZ Travel Visa Signature Credit Principal Cardholder.
Transfers have to be done in blocks of 1,800 Travel$ (which translates into 1,800 miles) and 700 Travel$ will be deducted from every transfer (think about this as an administrative charge). Obviously transferring Travel$ is not something everyone should aspire towards but if you are going to end up doing something really silly (e.g. redeeming on Economy to the US), you might be better off transferring these miles away instead.
Miles are worth S$10 per 1,000 on Singapore Airlines when you offset the cash component of your fare. On the black market, they generally fetch around S$20 per 1,000 but if you use them efficiently, it is not uncommon to see them valued at S$60 to S$90. One important thing to note however is that "selling" of Travel$ or miles is never allowed - it is a little bit of a grey area but I do not encourage such behaviour. Seriously, just save up for a nice Business Class trip on the Singapore Airlines' 777-300ER instead.
Log-in to your DBS Lifetyle App and sign-up for the Lunar New Year 2019 Promotion to get up to S$128 back in voucher or cash credit. All you have to do is to be amongst the first 15,000 principal cardholders to successfully register participation via the app and hit the personalised spend goal by 03 March 2019 to trigger your tailored reward.
In case you are not aware, Grab has quite recently launched two new subscription passes on top of the GrabClub passes. Targeted at regular Grab users, the brand new Flat-fare Ride Pass and Short Commute Pass offers potential discounts to users who understand their own traveling habits. There are two versions in each one of these plans and the only differentiating factor is the number of ride vouchers - light and heavy gives you 10 and 20 ride vouches respectively (and you have 30 days from the date of purchase to use them).
OCBC removed the option to purchase 500,000 VOYAGE Miles (which is converted into KrisFlyer Miles) for S$10,000 with the OCBC VOYAGE Card in September last year. While new customers still have the option of getting the card at either S$488 (15,000 Miles) or S$3,210 (150,000 Miles), existing principal holders of the VOYAGE Card do not officially have this option with renewal until now.
Traveling better in 2019 should be everyone's new year resolution and there is no greater time to get into the 'Miles Game' than right now. If you have not been motivated enough to apply for new credit cards, these new sign-up bonuses should give you that extra push! From 7-31 January 2019, apply for the following credit cards (which will help you accrue plenty of miles throughout the year) and get up to S$200 worth of rewards for each successful application! As part of the a competition between Team Miles vs. Team Cashback - each successful application will contribute 1 point to the team and all applications in the winning team will receive an additional bonus ang pow (red packet) at the end of the promotional period!
The American Express Platinum Card is probably my personal favourite card that I have applied for in 2018 - the S$1,712 annual fee may put most people off but the perks are great and you can truly get your money's worth if you use the benefits that come with the card. One of the most interesting benefits that comes with the American Express Platinum Card is access to PLATINUM VIBES which is a members-only space that is created for Centurion and Platinum Members.
The start of a new year always brings about new surprises and benefits (at least in the world of credit cards). From now until 30 September 2019, American Express Platinum Members (both Basic and Supplementary Platinum Members) with The Platinum Card (not to be confused with the credit card versions) will be able to enjoy complimentary access to events, talks and seminars (excluding workshops) held by the American Chamber of Commerce in Singapore (AmCham).
2018 has been a fairly unexciting year where new hotels and credit cards are concerned (perhaps with the exception of the American Express Platinum Card) and even though the global market is in bear market territory right now, it is important to be forward-looking in the year ahead. For all of us mile-chasers, these are the credit cards that you should be holding for 2019. There are of course some crazy credit cards out there in Singapore (that require an extremely high annual income or AUM) but for the sake of sanity and relevance, I am just limiting this article to credit cards that require up to S$200,000 annual income - all credit cards with a comparatively higher annual income requirement are placed in a separate section.
American Express is currently running a ridiculously attractive promotion for all eligible members across all participating Marriott properties - spend S$500 and get S$150 back in statement credit. There is now the opportunity to receive one S$50 credit for spending S$300 or more (in one or more transactions) at participating Pan Pacific Hotels Group properties before the end of 31 January 2019.
I personally recommend the DBS Woman's World Mastercard (WMC) and DBS Altitude Card combo if you typically charge a lot of online travel expenses to your card - I personally max out the S$2,000 bonus each month on the WMC and charge the remaining online hotel and travel expenses to my DBS Altitude Card (up to S$5,000) for the rest of the statement period. Now, DBS advertises 3 miles per dollar on the DBS Altitude Card and if it is charged in SGD, you will earn 1,2 miles (in equivalent DBS Points) at the time of posting and the rest in the following month (usually on the 16th unless it is not a business day). However, I realised that over S$4,000 of my expenses in the previous month did not earn any bonus DBS Points (even though they are all online hotel expenses!).
Believe it or not but the OCBC VOYAGE Card is where I have been charging all my foreign expenses to recently. Sure the BOC Elite Miles Card and UOB Visa Signature Card offers 5 mpd and 4 mpd respectively but I am currently in the midst of consolidating my credit cards - it also takes a home loan to find out how much unsecured credit you actually have. While poking around the OCBC Rewards platform today, I realised that you can now convert OCBC VOYAGE Miles into KrisFlyer Miles without a minimum amount (well, 1 is the minimum).