Everyone knows that to me, life is all about getting the miles and points required to travel (or stay!) in a premium cabin (or location) that is otherwise difficult to attain. I have written about Kaligo multiple times and I have more than a handful of articles that justify why everyone should choose miles over cash backs. I feel like I have a moral obligation to reiterate this point every now and then to make sure that people are indeed making the choice that will benefit them most so in this short article, I will show you how spending S$3,200 on Kaligo can give you a free flight in the famous Singapore Airlines Suites cabin to Hong Kong (worth S$2,800) for free - yes that's almost 88% cash back so take that cash back cards!
Kaligo gives you 10 miles per dollar spent on hotel reservations with a number of credit cards by participating banks (Citibank, DBS and UOB). So if like me, you do enjoy a staycation every now and then, imagine what spending S$3,200 a year would give you - well, simple math says it is 32,000 miles. While it is not uncommon for most people to spend S$270 a month on staycations, it is rather uncommon for a young adult to spend S$2,800 on a flight to Hong Kong in Suites cabin. With that being said, did you know that 32,000 KrisFlyer miles will take you from Singapore to Hong Kong in that said cabin?!
In fact, all you need is 31,875 KrisFlyer Miles and S$34 to fly from Singapore to Hong Kong in Suites - do remember to pick an A380 flight like the SQ 860 above.
For comparison purposes, that exact same flight on that same day is selling for S$2,824! To put things into perspective, imagine charging that $3,200 on Kaligo to a cash back card - for simplification purposes, I am just going to give it a flat 7% cash back (that you can get from the Standard Chartered SingPost card but with a number of restrictions). Over the year, if you manage to hit the month requirement of the card, you should be able to get back a maximum of S$224 cash back. I don't know about you but I definitely value a S$2,800 flight more than S$224 in cash back.
I have been to Hong Kong on multiple occasions and one of the things that I struggle with most (apart from the language) is where to go for food and coffee. I am generally unfamiliar with where everything is in Hong Kong and therefore I have really been to popular restaurants that are always recommended and visited by Singaporeans. During my latest trip to Hong Kong where I stayed at the Kerry Hotel, Hong Kong, I checked out a number of restaurants and cafes (some of them are especially memorable) along the way so hopefully this quick guide would help anyone seeking for recommendations.
There is a top spot within the OCBC Premier Banking space and that's the Premier Private Client (PPC) - one can 'easily' join this elite group by depositing or investing S$1 million (in fresh funds) and qualifying as an Accredited Investor. What caught my eyes last evening however was the introduction of a dedicated OCBC VOYAGE Card (which I have covered previously) for the PPCs and one of the additional benefits include unlimited airport limousine transfers.
Citibank discontinued the 20X Rewards promotion with Amazon (which equates to 8 miles per S$1) last month and have just introduced Zalora as the newest partner for the 20X Rewards promotion - this will run until 31 October 2017. While this is definitely great for people who shop on Zalora (though I am not sure who in this day and age), it is certainly not as impressive as the Amazon promotion that was running prior to this.
While most banks in Singapore allow you to convert your points (or equivalent currency) earned from credit card spend into Airline or Hotel points, Citibank has one of the most comprehensive list of points transfer partners - I have previously counted the total number of partners to be at 12 but they have apparently removed Delta Skymiles from the list. There are currently 11 airline points transfer partners for Citibank if you hold an eligible credit card in Singapore.
Everyone must have heard of the extensive internet regulation and censorship in China and first-time travellers to this country do not always know what to do in order to get around the notorious Great Firewall of China. As I will be traveling to Beijing pretty soon, I have put together a short guide on getting around this regulation and also a number of things to take note of when you travel to China. The first thing any tech-savvy traveller would ask is about the availability of 4G SIM Cards in China. While it is definitely possible to pick one up at the airport (information seems to be rather limited on the internet) or in the city, it may save you a little hassle by settling this in Singapore before you go. Here are three alternatives to buying a SIM Card in China!
Transferring money between friends and families (or even businesses) has just gotten easier with the introduction of a new PayNow service which is now live across all seven participating banks - Citibank, DBS Bank, HSBC, Maybank, OCBC Bank, Standard Chartered Bank and UOB Bank. All you need is the person's mobile number or NRIC number in order to make the transfer (limited to SGD transactions only).
The wait is finally over - Mileslife is now officially launched in Singapore to offer the opportunity to earn more miles on dining, lifestyle and travel spend. To celebrate this momentous occasion, it is offering 4X more miles (up to 20 miles per S$1) on all eligible transactions made on Mileslife. Remember these miles are accorded on top of whatever you earn from your credit cards so there is definitely a huge potential to rake up those miles for free flights on First Class and Business Class!
Uber has changed the way we get around on a day to day basis. While the train is the primary mode of transport for most Singaporeans, there are instances and occasions where a car ride makes a lot more sense because you are rushing for time or simply want a more comfortable journey. If you do use Uber on a very regular basis like me, there are a few things that you can do to save money on these rides - many of which do not require you to do much and simply take an additional second or two to save you money in the long run!
Using the right credit card that will earn you a lot of miles which you can then redeem for free flights is infinitely satisfying. While the HSBC Advance Platinum Visa Credit Card no longer offers 4 miles per dollar (it now offers up to 3.5% cashback) on local dining spend, there are various ways you can still earn a decent amount of miles when you use the right card and double-dip (or even triple-dip) with a number of other promotions! One easy way to do so in Singapore is to combine the use of Chope, Mileslife and the right credit card.
While we all know that the ANZ Travel Card has died a horrible death and that your accrued Travel$ will be converted into DBS Points, it has come to my attention recently that DBS has in fact provided a really good website detailing the upcoming changes and more importantly, what will happen to your existing points and credit card products.