Last month, I shared how easy it is to basically earn money for each fulfilled dining reservation that you make via Chope. If you are the kind that enjoys making dinner reservations for yourself (or even for your family and friends), you should check out Chope since it is essentially a free service that rewards you with 100 Chope-Dollars (equivalent to S$3 in dining credit) each time you make an eligible booking. In fact, for a limited time only, earn up to 300 Chope-Dollars (equivalent to S$9) when you sign-up and use Chope for the first time.
If you tend to eat out a lot, I cannot emphasize how much you can actually earn (and save!) when you use the Chope app and booking platform. 100 Chope-Dollars which equates to S$3 may not seem like a lot of money but if you eat out everyday (remember there is no minimum spend in order to earn Chope-Dollars), you can earn at least 36,500 Chope-Dollars in a year - this is equivalent to over S$1,000 worth of dining vouchers that you can redeem from the Chope Shop.
I also recommend getting a really good credit card for dining (check out which cards are an absolute must-have in 2017 here) - the UOB Preferred Platinum American Express and the HSBC Advance Visa Platinum Credit Card gives you 4 miles per dollar in equivalent points and if you spend about S$30 on average in each meal, you could essentially be earning over 40,000 miles from just dining expenditure (yes, you will also have over S$1,000 in dining vouchers if you use Chope). Remember 40,000 miles is more than enough to take you one-way from Singapore to Tokyo in Business Class.
There is absolutely no reason not to use Chope as it allows you to double-dip on promotions - it is also a great place to check out menus for restaurants (especially great if you wish to impress your dinner date).
Using Chope is a great way to secure restaurant reservations in Singapore as well as major cities nearby like Bali, Bangkok, Beijing, Hong Kong, Jakarta, Phuket and Shanghai. I have written about the opportunity to stack promotions on Mileslife and eligible credit cards previously and even though Chope has always allowed you to redeem Chope-Dollars for free restaurant vouchers or Chope Gift Cards, it has only added the option to redeem your Chope-Dollars for KrisFlyer miles from 10 November 2017.
While the ongoing mile accrual rate for most American Express credit cards in Singapore is not something to get excited about, they do have some of the best promotions that are run quite regularly. The American Express Singapore Airlines credit cards were introduced sometime in May 2016 and ever since then, multiple improvements have been made - you can earn up to 5.3 miles per dollar on mobile payments made on Apple Pay, Samsung Pay and Android Pay, you get double miles on Mileslife and now, there is the opportunity to earn up to 3.3 miles per dollar on all Uber and Grab rides with one of the American Express Singapore Airlines credit cards.
With a spectrum of Visa credit cards on offer in Singapore, one of the most elusive one at the highest end is the Visa Infinite. Commonly associated with a minimum annual income requirement of S$120,000 or higher (even though there is apparently an unbranded one that you can get in Singapore for just S$80,000), the Visa Infinite credit card is the most exclusive one you can get amongst the trio of Visa Infinite, Visa Platinum and Visa Signature credit cards.
While Singaporeans have been able to use an eligible Mastercard for train and bus rides since 20 March 2017, UOB has just announced that customers using the PRVI Mastercard can now earn 1.4 miles per S$1 on all eligible rides in the Account-Based Ticketing (ABT) pilot with Land Transport Authority (LTA) and TransitLink. Even though the UOB PRVI Mastercard gives out 3.5 UNI$ per S$5, transactions in the ABT are processed and charged after a total of S$15 is spent on transit fares or after the charges have been accumulated for up to 5 days - whichever is earlier.
Following the rather controversial launch of the KrisFlyer UOB Savings Account back in April 2017, UOB has announced a brand new UOB Stash Account (essentially a savings account) which offers the opportunity to earn up to 1% p.a. interest. Account holders will essentially earn 0.05% p.a. interest on the whole account balance with the opportunity to earn a bonus interest (of up to 0.95% p.a.) if the Monthly Average Balance (MAB) is equal to or higher than the previous month.
The OCBC Titanium Rewards Card is one of the best credit cards to hold in Singapore - especially if you shop for electronics, clothing or simply use mobile payments (like Apple Pay) a lot. I have previously covered the card in detail where I have also compared it to the Citi Rewards Card which is a credit card for similar purposes. There is currently a targeted opportunity to earn up to 6 miles (15 OCBC$) per SGD on the OCBC Titanium Rewards Card. The word through the grapevine is that OCBC will be extending the 10X OCBC$ on Mobile Payments (supposed to end on 30 September 2017) and they have actually included a Lounge Key Benefit in recent months.
Everyone knows that the DBS Woman's World MasterCard is a credit card to get in Singapore and it does not matter whether you are male or female. While reconciling my DBS Points from last statement's spending on the DBS Woman's World MasterCard, I noticed that I did not get 10X points on some of my transactions - you can request for a breakdown of DBS Points from DBS by sending a message via the secured mailbox.
The OCBC Titanium Rewards Card is one of the best credit cards in Singapore for earning miles and if you wish to understand the dynamics of this credit card, make sure you check out my previous article on everything you need to know about the OCBC Titanium Rewards Card. It appears that OCBC has introduced the opportunity to earn up to 6 miles and 2 miles per dollar on all eligible transactions made on Electronics and Gadgets as well as Dining respectively for selected cardholders. At the moment of writing, only targeted cardholders who have received either an electronic direct mail (EDM) or SMS from OCBC Bank will be able to take advantage of this promotion.
I have been to Hong Kong on multiple occasions and one of the things that I struggle with most (apart from the language) is where to go for food and coffee. I am generally unfamiliar with where everything is in Hong Kong and therefore I have really been to popular restaurants that are always recommended and visited by Singaporeans. During my latest trip to Hong Kong where I stayed at the Kerry Hotel, Hong Kong, I checked out a number of restaurants and cafes (some of them are especially memorable) along the way so hopefully this quick guide would help anyone seeking for recommendations.
There is a top spot within the OCBC Premier Banking space and that's the Premier Private Client (PPC) - one can 'easily' join this elite group by depositing or investing S$1 million (in fresh funds) and qualifying as an Accredited Investor. What caught my eyes last evening however was the introduction of a dedicated OCBC VOYAGE Card (which I have covered previously) for the PPCs and one of the additional benefits include unlimited airport limousine transfers.