Premature Ending of 4MPD for Mobile Payment on OCBC Titanium Rewards Card - until 04 August 2018

It goes without saying that the OCBC Titanium Rewards Card is one of my favourite credit cards in Singapore and it has earned its rightful place in my (digital) wallet since last year. While the card is supposed to offer 10X OCBC$ (which translates into 4 miles per dollar) on all mobile payments (e.g. Apple Pay) until the end of the year, I noticed yesterday that the benefit has been amended to end on 04 August 2018 instead.

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 Photo Credit: OCBC

Photo Credit: OCBC

Paying with your mobile device for literally everything (anywhere that accepts contactless credit cards should have no issues accepting Apple Pay - don’t let them tell you otherwise!) has become a rather common phenomenon and therefore, it is possible to get 4 miles per dollar on plenty of your day to day spend. Since Citibank is currently offering 20X Rewards (8 miles per dollar) on Apple Pay with the Citi Rewards card until 31 July 2018, there is simply no reason to use the OCBC Titanium Rewards Card until August. However, now that this promotion is ending, it is perhaps time to reconsider taking out the UOB Preferred Platinum Visa (which gives 20 miles per S$5) and canceling the OCBC Titanium Rewards Card (well, at least the pink one) since it does not pool with my OCBC VOYAGE Miles anyway.