During my latest trip to Melbourne, Australia, I have gotten not one, not two but THREE speeding tickets from the State Government of Victoria. Unlike most traffic fines in Singapore, getting out of a ticket in Victoria (or Australia in general) is not that easy and even more importantly, the fines are not at all cheap so think twice before speeding! If you have provided your residential address correctly while you were renting a vehicle, the speeding tickets should get to you in Singapore in about 4-6 weeks.
How Much are Speeding Fines in Victoria?
It is extremely costly to get caught for speeding in the state of Victoria and the fine ranges from AU$194 to AU$777 per ticket. If you have successfully managed to chalk up three speeding fines in one trip like me, the total speeding fine will amount to somewhere between AU$582 and AU$2,331!
When Can I Seek an Internal Review for a Waiver?
I always believe in being responsible for your actions - if you have sped during your trip, you should be willing to pay for your fines without complaining. Victoria Police has the right to withdraw a fine and issue an official warning in its place - each one of these applications are judged on a case-by-case basis. While there is no concrete official guidelines to applying for a waiver, you may apply for an Internal Review if you satisfy the following conditions:
- Exceeded Speed Limit by less than 10km/hr
- Previous Good Driving Record - no infringements in the last two years
If you have an infringement notice that recorded your travelling speed to be at 10km/hr (or more) above the stipulated speed limit, an official warning will not be issued in place of your infringement notice - in other words, don't bother trying.
How do I apply for an Internal Review?
According to the Victoria Police, Applications for internal review must:
- be in writing
- state the grounds for review
- provide current address and licence details
- contain letter of consent, or other evidence of consent, if submitted on behalf of a third party.
There are no lack of beach clubs in Bali and it is no secret that the Island of the Gods is one of my favourite weekend destinations - I have already clocked five separate visits and counting this year alone! Check out one of Uluwatu’s newest and most happening beach clubs - the Ulu Cliffhouse!
Here's a rare opportunity to get plenty of bang for your buck when you triple dip on promotions that are currently running. If you have been thinking about using your S$400 Lodging Credit from The Platinum Card or a staycation in Singapore, now might just be the best time for you to do it. As I have mentioned in my previous article on Fine Hotels & Resorts, the Shangri-La Hotel, Singapore is currently running a third night free offer and if you were to time it with Golden Circle's 8th Anniversary bonuses, you will be walking away with plenty of value for your stay.
If you are one of the lucky ones to have gotten a brand new Platinum Card from American Express (yes, I am referring to the metal ones!) then you should definitely consider using your S$400 Lodging Credit in conjunction with a Fine Hotels & Resorts (FHR) booking since this maximises the value out of that lodging credit (especially when you combine it with a third night free offer).
A number of years ago, I wrote about the Chillax benefit for American Express Platinum members when I held the American Express Platinum Credit Card. It has been slightly over two years since my last official credit card with American Express and I have only recently gotten the brand new metal Platinum Card. As such, I decided to revisit the list of merchants and I was pleasantly surprised at how little I had to do to get a free drink (usually it involves buying another).
Citibank has the most number of airline partners in which you can convert your Citi Miles into airline miles. From 01 October 2018 to 31 December 2018, cardholders of the Citi PremierMiles Visa card will be able to earn 2.4 (instead of 2.0) Citi Miles per Dollar on all eligible retail spend charged in a foreign currency other than SGD - this is 20% higher than what is usually offered to cardholders.
In conjunction with Infinite Journeys' second anniversary, Singapore Airlines as well as Shangri-La Hotels and Resorts are offering members double rewards between 04 October 2018 to 31 October 2018. The double rewards only affect point conversions between KrisFlyer Miles and Golden Circle (GC) Points (and vice versa) - all the other benefits (e.g. fast track to KrisFlyer Elite Gold) remain status quo at the time of writing.
It has been almost a year a half since OCBC 360 introduced any changes and this is set to change (again) from 01 November 2018. I have done multiple comparisons between this account and other competing products offered by other local banks in Singapore and the OCBC 360 is still the account that I have been sticking with throughout the years. From 01 November 2018, OCBC 360 will be introducing a new tier of bonus interest rates for balances between S$35,001 and S$70,000. While there is perhaps one negative change to the total bonus interest that one can get out of this account, it appears to be largely positive if you are currently maxing out the bonus with an average monthly balance of S$70,000.
As I have recently pointed out, the number of required IHG Rewards Club points for a reward night at the InterContinental Singapore Robertson Quay have fallen from 60,000 to 50,000. In addition to that, there is a new addition to the list of properties here in Singapore - the Holiday Inn Express Singapore Serangoon.
You have just gotten your brand new Platinum Card from American Express and after spending S$1,712 on the annual fee, it is understandable that you wish to get the most benefits out of it as soon as possible. Here are five benefits that you should activate immediately with rewards to your new Platinum Card from American Express!
One of the most unique perks of The Platinum Card here in Singapore is exclusive access to PLATINUM VIBES. This exclusive lounge for Centurion and Platinum members is located in Marina at Keppel Bay (above where Privé is) and the pop-up location serves food by Michelin Chefs from Saint Pierre (one Michelin star) and Shoukouwa (two Michelin star). Additionally, members will also be able to select from a curated wine list that been created exclusively for this venue by Park90, in partnership with Robert Parker Wine Advocate - you will find a list of over 100 wine labels (many of which are rated over PR90) that are available here at retail price.