Earn Additional Cashback at Physical Stores/Restaurants on Top of Your Credit Card Miles/Points with ShopBack Go

Getting cashback for online purchases is not rocket science and ShopBack has truly made it extremely easy for users to get a proportion of their money back - I have been using this platform conscientiously over the years and have gotten cashback over S$3,000 (most of which are from travel bookings). ShopBack now allows you to earn cashback on physical (offline) transactions made at restaurants - this cashback (current sits at 5% for most stores) will then sit in your ShopBack account and you can then transfer it out to a bank account with no administrative charges once a minimum balance of S$10 is attained.

Click HERE to sign-up for a ShopBack account and get S$5!

Photo Credit: ShopBack

Now I know most of you will probably think about Mileslife which also gives you additional miles on top of your credit card points for spending at selected merchants. However, it is definitely worth noting that with ShopBack Go, you can continue to enjoy in-store promotions and credit card discounts since the actual payment is done at the restaurant and not online! ShopBack is currently working with Visa and Mastercard (sorry no American Express yet) to access the data securely and to assign cashback based on credit card spend at eligible merchants.

Photo Credit: ShopBack

Here's a quick example to illustrate how the entire process works (and what you have to do to earn cashback via ShopBack Go):

1. Open ShopBack App (or Register for a ShopBack account if you do not have one - what are you thinking?!)

2. Click on ShopBack Go

3. Link a New Card (Visa and Mastercard only)

4. Click on Dining Merchant and Activate Cashback

5. Enjoy your Food

6. Make Payment at Restaurant with your linked Credit Card/ApplePay (or equivalent) - credit card discounts/promotions still apply!

7. Enjoy Additional Cashback!

Photo Credit: ShopBack

With regards to activating cashback above, there is an offer expiry date each time you activate cashback for a merchant - there is no limit to the number of times you can do so and the expiry dates help 'restaurant partners plan for seating capacity more accurately' according to ShopBack. Therefore, it is always good practice to re-activate the merchant's offer before making payment each time.