Stacking the Launch Promos of the New OCBC 90°N Card for up to 9.4 Miles per Dollar - Perfect for Upcoming Travel Expenses!

OCBC unveiled a brand new credit card yesterday which comes with an amazing launch bonus - you can earn 8 miles per dollar on select travel expenses and 4 miles per dollar on all eligible foreign currency (non-SGD) transactions on the OCBC 90°N Card with no cap from now till 29 Feb 2019

Click HERE for my review of the OCBC 90°N Card!

Photo Credit: OCBC Bank

Photo Credit: OCBC Bank

Now if you are unfamiliar with the brand new OCBC 90°N Card, I highly recommend for you to check out my previous article on it in order to better understand the dynamics, earn rate and features of this credit card. If you are on the fence about applying for the OCBC 90°N Card, you should know that all successful applicants will get to enjoy an annual fee waiver in the first year - subsequently, the annual fee for this card is S$192.60 and you will get a renewal bonus of 10,000 Travel$. 

Up to 2.6 Miles per Dollar on Any Eligible Spend for New Cardmembers

Customer Type Welcome Bonus
(Spend S$5,000 in 3 Months)
Base Earn Rate
(1.2 Travel$ per S$1)
New to Card 7,000 Travel$ 6,000 Travel$ 13,000 Travel$
Existing 3,000 Travel$ 6,000 Travel$ 9,000 Travel$

Should you enjoy traveling quite a fair bit, I would highly recommend getting the OCBC 90°N Card to help you rake up Travel$ (which in turn, builds your mileage bank) very quickly. In fact, if you are new-to-card and you do not hold any OCBC credit cards currently and in the last six months, you should definitely apply for the OCBC 90°N Card as the welcome bonus is 7,000 Travel$ (equivalent to 7,000 KrisFlyer miles) after spending at least S$5,000 in the first 3 months. If you hold an existing OCBC credit card, you will be able to earn 3,000 Travel$ after spending at least S$5,000 in the first 3 months. Therefore, assuming you hit the S$5,000 minimum spend at the lowest possible earn rate (1.2 Travel$ per S$1), you are still looking at a relatively desirable total of 13,000 Travel$ (2.6 mpd) and 9,000 Travel$ (1.8 mpd) for a new and existing customer respectively.

Up to 9.4 Miles per Dollar on Select Travel Spend for New Cardmembers before 29 February 2020

You might remember from my article yesterday that all successful applicants of the OCBC 90°N Card will get to enjoy an accelerated earn rate of 8 Travel$ (equivalent to 8 mpd) for every S$1 spend on select travel websites - Agoda, Expedia, Airbnb, Millennium Hotels and Resorts, as well as Mr & Mrs Smith. If you are planning for an upcoming holiday and would like to earn as many miles as possible on these expenses, charging a qualifying transaction on one of the aforementioned websites will earn you up to 8 Travel$ per S$1. Assuming you are able to accrue S$5,000 worth in qualifying transactions across all the aforementioned websites in the three months following your card approval date, you will be looking at a total of 47,000 Travel$ (including the welcome bonus of 7,000 Travel$) and this averages out at 9.4 miles per dollar! 

Customer Type Welcome Bonus
(Spend S$5,000 in 3 Months)
Launch Offer
(8 Travel$ per S$1)
New to Card 7,000 Travel$ 40,000 Travel$ 47,000 Travel$
Existing 3,000 Travel$ 40,000 Travel$ 43,000 Travel$

Since making reservations on Airbnb, Millennium Hotels and Resorts, as well as Mr & Mrs Smith are all comparatively straightforward, I will only focus on the terms and conditions regarding the tactical promotions on Expedia and Agoda

How to Earn 8 Miles per Dollar on Agoda?

Cardholders of the OCBC 90°N Card will have to make a booking between 26 August 2019 and 29 February 2020, for stays between 26 August 2019 and 30 September 2020 to enjoy 8 Travel$ per S$1 spent on the OCBC 90°N Card for hotel bookings made on Agoda.

More importantly, your booking has to be made through a specific landing page ( in order to qualify for the 8 miles per dollar promotion - this is only applicable for prepaid bookings and does not apply to booking which are paid at the destination (e.g. paying for cancellable reservations on the property). Bonus Travel$ will be credited into the Cardmember's account within 2 calendar months from the date of departure from the hotel. 

Photo Credit: Agoda

Photo Credit: Agoda

How to Earn 8 Miles per Dollar on Expedia?

Now it gets a little more complicated when it comes to Expedia since you will be able to make flight, local activity as well as package bookings on the website. In order to enjoy the enhanced earn rate of 8 Travel$ per S$1 on Expedia, all cardmembers of the OCBC 90°N Card will first have to make a qualifying transaction between 26 August 2019 and 29 February 2020 through

At the time of writing, participating airlines which will earn you 8mpd on Expedia (which may change from time to time) refer to the following:

  • Air Macau Company

  • Air Mauritius

  • Air Niugini

  • Cambodia Angkor Air

  • China Eastern Airlines

  • China Southern Airlines

  • Finnair

  • Garuda Indonesia

  • Hawaiian Air

  • Korean Air

  • Lao Airlines

  • Myanmar International Airways

  • Qatar Airways

  • Saudi Arabian Airlines

  • Shenzhen Airlines

  • Sichuan Airlines

  • Thai Airways International

  • Turkish Airlines

  • Xiamen Airlines

According to the terms and conditions published by OCBC, this is what a qualifying transaction (that will earn you 8mpd) refers to:

  • An Eligible Hotel-only booking (excluding select hotel brands); or

  • A flight-only booking^ on any Participating Airline; or

  • A flight booking^ on any Participating Airline + Eligible Hotel package booking; or

  • A local activity booking; or

  • A car rental booking.