UOB One Account Interest Rates to Drop to 1.90% p.a. from 1 December 2025
Effective 1 December 2025, UOB will lower the interest rates on the UOB One Account for the third time this year. The maximum Effective Interest Rate (EIR) will drop from 2.50% p.a. to 1.90% p.a. for account holders with a balance of S$150,000 who credit their salary and meet the minimum card spend. This revision represents a reduction of S$900 in annual interest for those maximising the account.
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