I have written a number of articles on which credit card to get in Singapore in order to maximise miles accrual and I have always deliberately excluded the HSBC Advance Visa Platinum Credit Card because of the conditions required to get this card (it is not just about the annual income requirement). More importantly, the 10X HSBC Rewards Points promotion was supposed to end last year but it has been extended until 31 March 2017.

Having the right credit card in Singapore is extremely important if you travel quite a bit - it can help you rake up significant miles which you can use for free premium cabin travel and some of the credit cards actually have tangible travel benefits like free airport lounge access and limousine transfer amongst other things. There are two main types of credit cards in Singapore that offer complimentary airport lounge access - one requires a minimum spend and one does not. Check out my summary of credit cards in Singapore that offer complimentary lounge access below!

The OCBC VOYAGE Card allows you to earn up to 2.3 VOYAGE Miles (redeemable for KrisFlyer Miles) per S$1 and it offers some pretty impressive benefits like a personal concierge service, unlimited access to Plaza Premium Lounges and other Visa Infinite perks. Is this card worth its S$488 annual fee? Find out everything you need to know about maximising the benefits on the OCBC VOYAGE Card.

If you do not care about hotel and airline loyalty status(es) and you simply want the best deal on flights and hotels, using ShopBack is especially amazing because you can stack promotions fairly easily. With that being said, if you are a loyalty-chaser and you only care about earning and retaining elite statuses with these programs each year, you can still use ShopBack to earn some additional cashback while keeping these eligible nights (and flights).

I wrote about the ability to search for award space on most major airlines with ExpertFlyer previously. While that was impressive enough, did you know that you can actually check out the seat map on any given flight with ExpertFlyer too? I'm not talking about the seat configurations that you can get from SeatGuru but I am actually talking about the availability of seats on a given flight - you can see which seats are taken and which are not!

Hilton is finally removing the extra 'H' from its award-winning loyalty program - the newly-branded Hilton Honors (yes with one 'H' now) will feature a number of changes to the way points can be utilised for award nights. The changes seem to be largely positive at this point but time will tell when the full details of the newly-revamped program are launched. Here is a summary of the upcoming changes.

The next time you drop by a Plaza Premium Lounge, look our for the opportunity to sign-up to be an Arrture member - it is completely free of charge and you will be able to accrue Arrture Points which you can redeem for complimentary lounge access passes (for yourself or your family and friends). Arrture is also planning to allow members to redeem their Arrture Points for "goods and services in the future".

If you have seen my complete list of credit card renewal miles in Singapore, you would have noticed that the UOB Reserve Card offers 100,000 renewal miles each year. One of the ways to get invited for this exclusive credit card is to be a UOB Privilege Reserve Client with S$2,000,000 in deposits/investments with the bank. Not much is known about this card until now - find out what the benefits of this ultra-elite card is.