Guide Mark Chua Guide Mark Chua

UOB One Account Interest Rates to Drop to 1.90% p.a. from 1 December 2025

Effective 1 December 2025, UOB will lower the interest rates on the UOB One Account for the third time this year. The maximum Effective Interest Rate (EIR) will drop from 2.50% p.a. to 1.90% p.a. for account holders with a balance of S$150,000 who credit their salary and meet the minimum card spend. This revision represents a reduction of S$900 in annual interest for those maximising the account.

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Deals Mark Chua Deals Mark Chua

Deal: Buy American Airlines AAdvantage Miles at up to 50% Off - Cheap Business Class Redemption Flights!

American Airlines has launched a massive Black Friday promotion, allowing AAdvantage members to purchase miles with a 50% discount. For a limited time, the annual purchase cap has been raised to 500,000 miles. While Singapore-based travellers do not fly American Airlines frequently, the programme offers incredible value for redemptions on Oneworld partners like Japan Airlines, Qatar Airways and Finnair.

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Hotels Mark Chua Hotels Mark Chua

Hotel Review: Pullman Singapore Orchard (Deluxe Premier Room) - Great Location with Excellent Value for Elite Members

Staycations along Orchard Road rarely feel this rewarding, but Pullman Singapore Orchard delivers a well-balanced mix of comfort, smart design and genuinely thoughtful service. With ALL Diamond or Platinum benefits granting access to the excellent Archive Club, plus a surprisingly affordable Red Hot Rooms rate, this stay turned out to be one of the best-value weekend escapes I’ve had in a while.

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Hotels Mark Chua Hotels Mark Chua

Hotel Review: Hyatt Centric Victoria Harbour Hong Kong (Harbour View Deluxe Room) - Surprisingly Polished Harbourfront Stay

Hyatt Centric Victoria Harbour Hong Kong delivers impressive harbour views, modern rooms and strong Globalist recognition at one of the most accessible price points on Hong Kong Island. With a solid lounge experience, a lively breakfast at Farmhouse and a location that balances convenience with a calmer neighbourhood vibe, it is an excellent value choice for travellers who want a polished stay without the premium price tag.

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Hotels Mark Chua Hotels Mark Chua

Hotel Review: Hilton Saigon (Executive Room) - Beautiful Property in the Heart of Ho Chi Minh City

Hilton Saigon is one of Ho Chi Minh City’s newest high-end hotels and my stay as a Hilton Honors Gold member came with an unexpected upgrade to an Executive Room. With polished interiors, excellent soundproofing, and an impressive Executive Lounge featuring nightly fresh prawns and sparkling wine, this property delivers strong value in District 1.

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