6 Credit Cards to Consider for Miles - Best Sign-up Bonuses You'll Probably See This Year

Traveling better in 2019 should be everyone's new year resolution and there is no greater time to get into the 'Miles Game' than right now. If you have not been motivated enough to apply for new credit cards, these new sign-up bonuses should give you that extra push! From 7-31 January 2019, apply for the following credit cards (which will help you accrue plenty of miles throughout the year) and get up to S$200 worth of rewards for each successful application! As part of the SingSaver Airmiles vs Cash Back campaign, each successful application will contribute 1 point to the team and all applications in the winning team will receive an additional bonus ang pow (red packet) at the end of the promotional period! Do remember to save your application number as you will have to email this to SingSaver in order to collect your exclusive cash/vouchers!

Sign-up now to get up to S$200 per successful application!

Photo Credit: SingSaver

1. The American Express Singapore Airlines KrisFlyer Credit Card - S$150 Cash Reward (All Customers)

Start raking up those Singapore Airlines KrisFlyer miles quicker with The American Express Singapore Airlines KrisFlyer Credit Card - earn at least 1.1 KrisFlyer mile for every dollar spent on all eligible purchases made on this card. You will also earn 2 KrisFlyer miles per dollar spent directly on Singapore Airlines ticket purchases as well as KrisShop purchases (including those on-board Singapore Airlines and SilkAir flights). Grab Singapore transactions will earn you 3.1 KrisFlyer Miles per dollar (up to S$200 each calendar month) and you will earn 500 bonus KrisFlyer miles for your first GrabPay transaction in Singapore. 

Personally, this card has one of the best sign-up offers - the annual fee for the first year is waived, you will get at least S$150 cash if your application is successful (more if Team Miles wins!) and you can easily earn up to 15,000 bonus KrisFlyer Miles from spending S$6,000 over six months (at least S$3,000 must be spent in the first three months and at least another S$3,000 must be spent in months four to six). If this is your first co-branded American Express Singapore Airlines Credit Card, you will be eligible for 5,000 KrisFlyer Miles (Welcome Bonus) after your first successful transaction. 

Sign-up now: The American Express Singapore Airlines KrisFlyer Credit Card

2. The American Express Singapore Airlines KrisFlyer Ascend Credit Card - S$150 Cash Reward (All Customers)

If you are looking for a slightly higher mileage accrual rate with more perks and benefits, The American Express Singapore Airlines KrisFlyer Ascend Credit Card offers at least 1.2 KrisFlyer mile for every dollar spent on all eligible purchases made on this card. You will also earn 2 KrisFlyer miles per dollar spent directly on Singapore Airlines ticket purchases as well as KrisShop purchases(including those on-board Singapore Airlines and SilkAir flights). Grab Singapore transactions will earn you 3.2 KrisFlyer Miles per dollar (up to S$200 each calendar month) and you will earn 500 bonus KrisFlyer miles for your first GrabPay transaction in Singapore. 

This card comes with an annual fee of S$337.05 but you will get S$150 cash reward if you apply right now during the promotion period. Additionally, you will also get to enjoy a complimentary upgrade to Hilton Honors Silver membership tier (which gives you 20% more points and 5th reward night free) as well as a complimentary night each year at one of over 110 Hilton properties in Asia-Pacific (e.g. Conrad Bangkok, Hilton Beijing and Conrad Pune). You will also get 4x complimentary access each year to any participating SATS Premier Lounge in Singapore and Plaza Premium Lounge around the world. Planning to spend a quite a bit in coming months? Get up to 30,000 bonus KrisFlyer Miles from spending S$12,000 over six months (at least S$6,000 must be spent in the first three months and at least another S$6,000 must be spent in months four to six). If this is your first co-branded American Express Singapore Airlines Credit Card, you will be eligible for 5,000 KrisFlyer Miles (Welcome Bonus) after your first successful transaction. 

Sign-up now: The American Express Singapore Airlines KrisFlyer Ascend Credit Card

3. Citi Rewards Card - S$200 Vouchers (New Customers)

The Citi Rewards Card is one of my top 3 credit cards to hold in Singapore for mileage accrual - it offers a maximum of 4 miles per dollar on eligible shopping (which includes both online and offline spend) and the points earned on this credit card convert into 12 different frequent flyer programs (Singapore Airlines KrisFlyer is just one of them) which enables you to redeem for more interesting flights. The Citi Rewards Card also offers 20X Citi ThankYou Points (8 miles per dollar) at selected merchants from time to time and that provides a nice boost to your mileage bank.

If you do not have a Citi Rewards Card, sign-up now to get S$200 worth of vouchers.

Sign-up now: Citi Rewards Card

4. Citi PremierMiles Visa - S$200 Vouchers (New Customers)

The Citi PremierMiles Visa is also a great credit card to keep - paying the annual fee of S$192.60 will get you 10,000 Citi Miles every year! Citi Miles do not expire and they can be converted into 12 different frequent flyer programs(including the Singapore Airlines KrisFlyer program). You will also get two complimentary visits to Priority Pass lounges worldwide each membership year and you may choose to bring a friend along for this benefit. 

Sign-up now: Citi PremierMiles Visa

5. UOB PRVI Miles Visa Card - S$50 Cash Reward (All Customers)

Looking for a general spend card with no maximum cap? The UOB PRVI Miles Visa Card offers 1.4 miles per dollar on SGD transactions and 2.4 miles per dollar on non-SGD (foreign) transactions - there is no minimum spend to hit or maximum number of miles you can earn each month. Sign-up now for the UOB PRVI Miles Visa Card to get S$50 cash reward - the annual fee for the first year is waived for this card. 

Sign-up now: UOB PRVI Miles Visa Card

6. OCBC Titanium Rewards Credit Card - S$100 Cash Rebate (New Customers)

If you have any major expenses coming up, the OCBC Titanium Rewards Credit Card is one that you should definitely consider. This credit card offers 4 miles per dollar on local and foreign currency transactions made in the following categories and the most important distinction is that the bonus miles are capped on an annual basis and not on a monthly one:

• Clothes, Shoes and Bags

• Department Stores

• Babies' and Children's Wear

• Electronics and Gadgets

If you are planning on using If you are a new-to-bank customer, you will be able to lock in a S$100 cash rebate if you apply now via the special SingSaver links found throughout the article.

Sign-up now: OCBC Titanium Rewards Credit Card

Photo Credit: SingSaver

Additional Bonus Ang Pow for the Winning Team

As I have mentioned at the start of this article, on top of all the amazing vouchers and cash rewards that you can get from credit card applications, each successful application will contribute 1 point the team (all applications for credit cards listed on this page will contribute 1 point to Team Miles). At the end of the campaign (31 January 2019), every successful applicant in the winning team will earn up to S$50 cash reward (bonus ang pow) for each successful application made during the campaign. This bonus ang pow will be dependent on the number of total applications and the bonus cash payout will range from S$20 to S$50 per card. 

Photo Credit: SingSaver

For the sake of illustration, if you have been successful at applying for the The American Express Singapore Airlines KrisFlyer Credit Card and The American Express Singapore Airlines KrisFlyer Ascend Credit Card, you will be receiving S$300 cash reward (S$150 from each card). Additionally, if Team Miles wins (as we should) and the total number of applications from the winning team adds up to over 1,000, you will also receive S$100 additional bonus ang pow (S$50 from each card). This additional bonus ang pow cash reward is dependent on the total number of applications from the winning team:

• <600 Applications: $20 Cash Reward per Successful Application

• 600-799 Applications: $30 Cash Reward per Successful Application

• 800-999 Applications: $40 Cash Reward per Successful Application

• ≥1000 Applications: $50 Cash Reward per Successful Application