OCBC introduced some changes to the 360 Account back in November 2018 and one month after the new changes took effect, the bank awarded a bonus interest of 2.0% (instead of the 1.6% which was initially advertised) on balances between S$35,000 and S$70,000. This promotional interest rate was supposed to end after March 2019 but it appears that the bank has now made this positive change permanent.
There are no other changes to the 360 Account as of now and it is certainly good news that the effective annual rate (EAR) of the salary bonus is now at 1.60% p.a. instead of 1.45% p.a. as it was previously. As mentioned in my previous article, it is a good idea to check out the Step Up bonus that you can easily trigger by increasing your account balance by S$500 compared to the previous month even if this bonus interest is only calculated based on the first S$70,000 of your account balance.
Get daily updates on your credit card points balance with AwardWallet (this is also a great platform to track your FFP miles and hotel points) - sign-up for free!
Today, changes to the Waitrr Rewards program have been made and effectively immediately, all your existing loyalty points on the platform are worth 8X lesser now - find out more!
Commuters in Singapore can now add Mastercard as well as Visa cards to their SimplyGo accounts to enable them to use their credit and debit cards (with contactless functions) to make fare payments on the bus as well as on the train.
Have Waitrr Rewards Points? Be sure to use them before 18 June 2019 for maximum value - this is how to redeem them and utilise them in an order!
Waitrr is a fantastic way to save time and money on lunch - you can also earn Waitrr Rewards Points which you can then convert into additional discounts with every order. On 18 June 2019, your points will be worth less - here’s what you will need to know!
You can now earn cashback from offline transactions (e.g. dining at physical restaurants) with ShopBack GO - simply link your credit card(s) and let the magic happen.
Last night, I received an EDM from OCBC to inform me that I have been targeted for 3.0 VMs per dollar on foreign currency transactions - while this is lower than the previous targeted offer that I did not get, it does have a higher maximum cap.
As part of The Grab Singapore Sale (GSS), Grab is offering the opportunity to snag up a few bargains on Fridays over the next couple of weeks. As part of the second weekly sale, Grab is currently offering all members the opportunity to purchase 10,000 GrabReward Points for just S$10.
Everything you need to know about the Expedia Rewards program - how to always take at least 10% off, earn points and how to use them wisely.
Centurion and Platinum Members save 10-15% off Business Class and First Class fares on Singapore Airlines on average - this partnership appears to be valid until end of 2020!