OCBC Adjusts Salary Bonus Interest on 360 Account to 2.0% (from 1.5%) for Balances Between S$35,000 and S$70,000
OCBC introduced some changes to the 360 Account back in November 2018 and one month after the new changes took effect, the bank awarded a bonus interest of 2.0% (instead of the 1.6% which was initially advertised) on balances between S$35,000 and S$70,000. This promotional interest rate was supposed to end after March 2019 but it appears that the bank has now made this positive change permanent.
There are no other changes to the 360 Account as of now and it is certainly good news that the effective annual rate (EAR) of the salary bonus is now at 1.60% p.a. instead of 1.45% p.a. as it was previously. As mentioned in my previous article, it is a good idea to check out the Step Up bonus that you can easily trigger by increasing your account balance by S$500 compared to the previous month even if this bonus interest is only calculated based on the first S$70,000 of your account balance.
Marriott Bonvoy has increased the points top-up limit for Free Night Awards from 15,000 to 25,000 points. This enhancement allows members to access higher-tier properties and luxury hotels more easily by bridging the gap with their existing points balance.
The end of an era for one of Singapore’s most accessible airport limo perks: UOB will officially discontinue the complimentary airport transfer benefit for the UOB PRVI Miles American Express Card from 1 April 2026.
World of Hyatt has announced a significant update to its award chart structure, expanding from three to five redemption levels starting May 2026. While the program retains its fixed-value system, top-tier redemptions are set to increase in cost.
While I have long advocated for the outsized value of miles (specifically for World of Hyatt redemptions), blind loyalty to a single platform is a mistake. In this article, I compare HeyMax and ShopBack, sharing why I have recently found myself using ShopBack more often.
American Express Singapore has announced a significant devaluation to the Membership Rewards programme effective 23 February 2026. Transfers to major airline partners like Singapore Airlines and Cathay Pacific will require 25% more points, while transfers to Emirates will require 50% more. A temporary foreign currency spending bonus for Platinum Card members has also been announced.
If you stayed at an IHG property in December 2025 to take advantage of the massive 5X points flash deal, you might want to check your account balance. Some members are reporting that their bonus points have failed to post, with customer service citing ineligible rates despite the US$30 minimum spend being met.
As we bid farewell to 2025, I take a look back at my hotel stay statistics for the year. With 91 nights at Marriott and 70 at Hyatt, I have solidified my top-tier status where it matters most. However, with Hilton’s introduction of Diamond Reserve, my strategy for 2026 is shifting. Here is a breakdown of my nights, status retention plans, and why I am prioritising World of Hyatt and Marriott Bonvoy in the new year.
While seasoned miles chasers often look to foreign carriers for significant cost savings and sweet spots, Singapore Airlines KrisFlyer remains the undisputed default for the vast majority of Singaporeans. From the sheer number of credit card transfer partners to the preference for direct flights over stopovers, KrisFlyer is the Ya Kun of the miles game.
As we head into 2026, the miles game has shifted. With tighter caps on key cards like the UOB Preferred Platinum Visa and UOB Lady's Solitaire, optimising spend is more crucial than ever. In this article, I share the six credit cards I will be actively using in the upcoming year.
The HSBC Revolution just got its most significant upgrade in years. If you are an HSBC customer with S$50,000 sitting in your Everyday Global Account, 8 mpd is now yours - permanently, and for free.