Ever since the ANZ Travel Visa Signature Card has been crippled with the horrible redemption rates for Cash Rebate from 2.55% to 1.00%, many people have been asking me what the best 'General Spending' card is. Learn which card gives you up to 2.40% of unlimited cash rebate each year.
Read MoreThe Tong Hua Night Market (通化夜市) is one of the less well-known night markets in Singapore so you won't be seeing as many tourists. In fact, while I was there, a good 90% of the people there seems to be locals - you know it's good when the locals go! The Tong Hua Night Market is also known as Lin Jiang Ye Shi (臨江夜市) as it is located along Lin Jiang street so don't go searching for both thinking they are different. Also, if you happen to stay in the Grand Hyatt Taipei like I did, Tong Hua Night Market is probably one of the closest one located to the hotel - approximately 15 to 20 minutes stroll.
Read MoreWhat is the best credit card in Singapore to get? I get asked this question a lot lately and the answer, like every other great question in life is simply a resounding 'depends'. While I do recommend the following five cards to carry in your wallet, I will also make a bold answer in answering the commonly asked question of the one credit card to carry (or a must-have).
Read MoreMost of us have experienced the frustration in (not) getting a taxi. Taxis are hard to find, booking charges are ridiculously expensive (not the absolute dollar value but rather, the pricing of it) and when you eventually manage to flag down a taxi, you have to almost pitch your destination to the taxi driver, hoping that he or she will be kind enough to send you there (at full price of course). Check out what my conversation with an Uber Taxi driver in Singapore revealed.
Read MoreAlbeit not as fancy looking, credit cards have been utilised since the 1800s. Today, it allows us to make purchases (even the ones we can't afford) via a simple platform without the hassle of carrying real cash or coins. There are two major types of credit cards to me and they are namely the bonus earning and base earning credit cards. I use miles accrual as a basis of comparison for the purpose of this entry but do note that most cards allow you to choose between miles or other rewards (e.g. dining vouchers and cash rebates). While not exhaustive, the following should give you a glimpse into maximising credit card miles (or points) when going about your daily spending.
Bonus Earning Credit Cards
These cards reward you for making purchases in certain categories but offer you the bare minimum for everything else.
Citibank Rewards Card - earn 10x Reward Points (4 miles) per dollar when shopping for clothes, at departmental stores or online shopping merchants. 1x Reward Point (0.4 miles) per dollar otherwise.
UOB Preferred Platinum American Express Card - earn 10x UNI$ (20 miles) for every $5 spend at dining establishments (e.g. restaurants, bars and cafes). 2x UNI$ (4 miles) for every $5 spend on everything else. For the sake of comparison, this card will award 4 miles per dollar of dining spend and 0.8 miles per dollar spend on everything else.
Base Earning Credit Cards
These cards generally give you a flat earning rate regardless of what you purchase. You will not earn up to 4 miles per dollar of eligible spend but these cards are great in helping you pay for everything else that do not fall under the bonus earning categories.
Citibank Premiermiles Visa Card - earn 1.2 Citi Miles (1.2 miles) per dollar spend and 2.0 Citi Miles (2 miles) per dollar of spend in foreign currency.
ANZ Travel Visa Signature Card - earn 1.4 Travel$ (1.4 miles) per dollar spend and 2.8 Travel$ (2.8 miles) on some participating partners (e.g. hotelclub).
