Ever since the ANZ Travel Visa Signature Card has been crippled with the horrible redemption rates for Cash Rebate from 2.55% to 1.00%, many people have been asking me what the best 'General Spending' card is. While I am generally a Miles Chaser, I do appreciate the versatility of a good credit card that allows you to switch between Miles and Cash Rebate (much like the ANZ Travel Visa Signature Card then).
The UOB PRVI Miles Credit Cards (AmEx and MasterCard versions both) have been slightly crippled too lately, reducing local spend from 1.6 miles to 1.4 miles per S$1 and spend in foreign currency from 2.5 miles to 2.4 miles per S$1. That being said, UOB has introduced a new Cash Rebate redemption option in the UOB Rewards Program:
You are now able to redeem for S$100 Cash Rebate with UNI$5000 when using the PRVI Miles (or other cards as shown above). This equates to a 1.40% cash rebate on local spend and 2.40% cash rebate on all spend in a foreign currency. Of course, you can continue to enjoy an equivalent 1.4 miles or 2.4 miles per S$1 should you wish to collect miles instead.
Remember that you will also be eligible for the free one-way limousine service to Singapore Changi Airport when you charged at least S$1,000 in foreign currency to your UOB PRVI Miles Platinum American Express Credit Card per quarter.
Commuters in Singapore can now add Mastercard as well as Visa cards to their SimplyGo accounts to enable them to use their credit and debit cards (with contactless functions) to make fare payments on the bus as well as on the train.
Earn up to S$43 bonus cashback with ShopBack GO when you use your OCBC Visa Card - this is on top of the 10% (average) cashback and miles that you will get!
Today, American Express has launched a year-long offer to give cardmembers who shop at any participating Dairy Farm Group brands a S$3 credit, up to 15 times.
From now until 31 July 2019, receive 12 Citi Miles (or equivalent ThankYou Points) per S$1 when you make any eligible hotel booking via Kaligo - stays have to be completed by 31 December 2019.
Last night, I received an EDM from OCBC to inform me that I have been targeted for 3.0 VMs per dollar on foreign currency transactions - while this is lower than the previous targeted offer that I did not get, it does have a higher maximum cap.
I recently booked the IAP Rate for Singapore Airlines in Business Class online and did not get 5X MR Points awarded - these have now been adjusted retrospectively but is this just a one-off gesture?
OCBC has just sent out an SMS/EDM to selected OCBC VOYAGE Cardholders to enjoy an accelerated earn rate on foreign currency transactions made between 24 May 2019 and 30 June 2019.
Signing-up for a Citibank credit card has never gotten more rewarding - the first 15 applicants from 21-24 May 2019 each day (this includes existing Citibank customers!) will receive S$500 cash on top of the usual bank welcome offers. Make sure you mark your calendar for 9am from 21-24 May 2019 to have a greater chance at snagging up that $500 cash!
As you may already know, Mastercard has partnered with the Land Transport Authority (LTA) and TransitLink to launch Mastercard contactless payments on buses and trains. Commuters are currently able to use their credit and debit card (with Mastercard contactless function) to make fare payments - you will not need to top-up your card since transactions will be processed, accumulated and charged to your relevant credit or debit card. From 06 June 2019, Visa cards will also be supported and in case you are wondering, mobile wallets (e.g. Apple Pay) are supported as well.
A couple of weeks ago, I wrote about the opportunity to earn some extra cash and vouchers from SingSaver's Battle of Cards campaign. Now, SingSaver has opened up all three battles (Travel, Cash Back and Rewards) on the Battle of Cards campaign so you can start earning those additional voucher and cash rewards until 09 June 2019. If you are afraid of missing out, SingSaver offers the same rewards that banks give but on top of that, they typically add-on a little cash or voucher incentive. You can also earn up to S$150 cash plus a chance to win 50,000 KrisFlyer Miles when you participate in this campaign!