Unlimited 1.4% Rebate for Local Spend (2.4% Rebate for Foreign Spend)
Ever since the ANZ Travel Visa Signature Card has been crippled with the horrible redemption rates for Cash Rebate from 2.55% to 1.00%, many people have been asking me what the best 'General Spending' card is. While I am generally a Miles Chaser, I do appreciate the versatility of a good credit card that allows you to switch between Miles and Cash Rebate (much like the ANZ Travel Visa Signature Card then).
The UOB PRVI Miles Credit Cards (AmEx and MasterCard versions both) have been slightly crippled too lately, reducing local spend from 1.6 miles to 1.4 miles per S$1 and spend in foreign currency from 2.5 miles to 2.4 miles per S$1. That being said, UOB has introduced a new Cash Rebate redemption option in the UOB Rewards Program:
You are now able to redeem for S$100 Cash Rebate with UNI$5000 when using the PRVI Miles (or other cards as shown above). This equates to a 1.40% cash rebate on local spend and 2.40% cash rebate on all spend in a foreign currency. Of course, you can continue to enjoy an equivalent 1.4 miles or 2.4 miles per S$1 should you wish to collect miles instead.
Remember that you will also be eligible for the free one-way limousine service to Singapore Changi Airport when you charged at least S$1,000 in foreign currency to your UOB PRVI Miles Platinum American Express Credit Card per quarter.
Apply for a Citi PremierMiles Card before 31 October 2024 as an eligible new customer to receive S$320 cash reward with a minimum spend of S$500 within 30 days of card approval - earn unlimited Citi Miles that will never expire!
This Go with Amex offer was not included in the original wave of hotel offers but was extended to my business credit card this morning - get S$100 back in statement credit with eligible spending of at least S$500 across participating Peninsula Hotel properties.
Apply for a DBS/POSB credit card as a new customer to receive sign-up gifts worth up to S$599 with a minimum spend of S$500 within 30 days from card approval.
Get S$300 cash reward by crediting your salary to a POSB/DBS account, and receive an additional S$200 bonus when you spend S$500 on eligible cards per month, over the next three months.
Receive 30,000 bonus miles when you sign-up for the HSBC TravelOne Credit Card as a new customer - S$196.20 annual fee payment and S$500 minimum spend required.
Receive 21,000 bonus Max Miles, or S$300 Cash (+S$150 Shopee Vouchers) when you sign-up for the Citi PremierMiles Card between 1-6 August 2024. Enjoy 2.2 mpd earn rate on foreign currency spend (for all Citi PremierMiles cardholders) from 12 September 2024.
Get S$3 back with every transaction (minimum spend of S$10) across Shop Small businesses in Singapore from 1-31 August 2024 - up to five times per registered card. Stand a chance to win S$2,000 in cash when you vote for your favourite Shop Small All-Stars Businesses.
HSBC has just launched a brand new cashback credit card, the HSBC Live+ Card, offering up to 8% bonus cashback on all eligible dining, shopping, entertainment, and petrol spend each month. New to HSBC customers can receive S$300 eVouchers with S$500 spend.
Earn S$100 bonus cashback on top of your usual credit card miles when you charge eligible dining, shopping, and travel expenses to your DBS/POSB card(s). Promotion registration is required.
Receive S$80 worth of vouchers when you apply for any UOB credit cards as a new customer between 8-31 October 2024 - minimum spending of S$500 within 30 days of card approval required.