Unlimited 1.4% Rebate for Local Spend (2.4% Rebate for Foreign Spend)
Ever since the ANZ Travel Visa Signature Card has been crippled with the horrible redemption rates for Cash Rebate from 2.55% to 1.00%, many people have been asking me what the best 'General Spending' card is. While I am generally a Miles Chaser, I do appreciate the versatility of a good credit card that allows you to switch between Miles and Cash Rebate (much like the ANZ Travel Visa Signature Card then).
The UOB PRVI Miles Credit Cards (AmEx and MasterCard versions both) have been slightly crippled too lately, reducing local spend from 1.6 miles to 1.4 miles per S$1 and spend in foreign currency from 2.5 miles to 2.4 miles per S$1. That being said, UOB has introduced a new Cash Rebate redemption option in the UOB Rewards Program:
You are now able to redeem for S$100 Cash Rebate with UNI$5000 when using the PRVI Miles (or other cards as shown above). This equates to a 1.40% cash rebate on local spend and 2.40% cash rebate on all spend in a foreign currency. Of course, you can continue to enjoy an equivalent 1.4 miles or 2.4 miles per S$1 should you wish to collect miles instead.
Remember that you will also be eligible for the free one-way limousine service to Singapore Changi Airport when you charged at least S$1,000 in foreign currency to your UOB PRVI Miles Platinum American Express Credit Card per quarter.
UOB Lady’s Cards will only earn up to 4 miles per dollar from 01 April 2024 - maximum cap on UOB Lady's Solitaire Card (including metal version) will also be reduced from S$3,000 to S$2,000.
Be amongst the first 200 successful new applicants to apply for any UOB Cards listed in this article from 12:00 PM 22 March 2024 to 11:59 PM 31 March 2024 to receive the latest Apple iPad (10th Gen), Dyson Airwrap, or S$350 worth of vouchers.
From now until 31 May 2024, fast track to Singapore Airlines KrisFlyer Elite Gold (Star Alliance Gold) with a minimum spend of S$12,500 on the American Express Singapore Airlines KrisFlyer Ascend Credit Card.
The DBS Woman’s World Card will only award 4 miles per dollar on the first S$1,500 (down from S$2,000) of eligible online spend from March 2024.
Get S$88 bonus cashback (on top of usual credit card rewards) upon meeting your personalised spend goal with DBS Credit Cards - register now as slots are limited.
Get S$80 cash reward and enjoy an upsized 3% cashback on the first S$5,000 spent each month on the American Express True Cashback Card for six months as a new customer - apply by 31 January 2024.
Earn 1.5% cashback with no cap and no minimum spend requirement with the Standard Chartered Simply Cash Credit Card - get S$330 cash reward with a minimum spend of S$500 within 30 days of card approval as a new customer when you sign-up before 31 January 2024.
Get S$280 Cash Reward (effectively 28.3% cashback), Flujo BEA Ergonomic Office Chair (worth S$509), or the Fujifilm INSTAX mini Evo camera (worth S$309) when you sign-up and spend at least S$988 on your CIMB Credit Card as a new customer.
Get up to S$570.80 worth of sign-up gifts, or S$300 cash when you apply for an OCBC Credit Card as a new customer by 31 January 2024, and spend at least S$500 within 30 days of card approval.
Get a S$5 eCapitaVoucher with S$200 mobile contactless spend on your American Express cards - limited to 1,000 redemptions only.