One of the greatest perks of the American Express Platinum Reserve Credit Card is the complimentary 3D2N stay at any participating Frasers Hospitality property worldwide each Card Membership year. Even though the annual fee of this card is S$214 more than the American Express Platinum Credit Card, it does come with a few nice perks that the latter card doesn't. If you are planning on getting the American Express Platinum Credit Card (which you can eventually upgrade into a Platinum Reserve Credit Card), signing-up using my referral link will get you 15,000 more Membership Rewards (MR) points.

Most credit cards points and equivalent miles convert mostly to KrisFlyer (KF) Miles and Asia Miles (AM) in Singapore. It appears that DBS has added Qantas Frequent Flyer (QFF) as a Point Transfer Partner - members can convert their DBS Points into QFF Points at the same rate as KF and AM (5,000 DBS Points = 10,000 Miles).

If you frequent Starbucks often enough, hitting Gold status on the Starbucks Rewards program is not an incredibly difficult thing to you - you just have to spend S$300 each year to achieve this top-tier status. Over the weekends, Starbucks has unveiled some new perks and benefits for Gold members which include things like bonus stars upon renewal (and upgrade) as well as free drink customisation.

OCBC introduced some changes to the 360 Account back in November 2018 and one month after the new changes took effect, the bank awarded a bonus interest of 2.0% (instead of the 1.6% which was initially advertised) on balances between S$35,000 and S$70,000. This promotional interest rate was supposed to end after March 2019 but it appears that the bank has now made this positive change permanent.

OCBC has just updated their website to enhance the limousine benefit for OCBC VOYAGE cardholders (this is actually a real enhancement so good job OCBC!) - cardholders are now able to unlock a free limousine ride by spending just S$1,500 (instead of S$3,000) in a currency other than SGD each month!

A number of changes to the InterContinental Ambassador membership have gone live and it has gotten significantly more expensive (in terms of IHG Rewards Club Points at least) over the years to renew. I am now once again faced with the situation of potentially renewing my membership - the two options that I have on the table are either to pay US$200 or 40,000 IHG Rewards Club Points.

Chope has a refreshed loyalty program that allows their top-tier members to earn at least 175 Chope-Dollars with each fulfilled reservation. Chope also runs various promotions throughout each month that allows you to earn 400 additional Chope-Dollars at a handful of restaurants. As you may remember, 1,000 Chope-Dollars is worth approximately S$30 and you can easily redeem them for a cash voucher that you can use at selected restaurants. The base way to redeem your Chope-Dollars for maximum value however is to first redeem a Chope Deals Voucher before using it to offset voucher purchases.

I have recently purchased a duvet from The St. Regis Boutique and after being told that I needed to fork out another USD 74.46 (Economy Service) or USD 135.91 (Priority Service) for shipping (on top of the USD 80 shipping fee that I have already paid) due to a miscalculation on their part, I have decided to cancel my order and I have just received a refund on my Citi PremierMiles Visa Card. Now this happened over a period of a week or so I understand that there are currency rate fluctuations but I did not expect them to be that significant.