Premature Ending of 4MPD for Mobile Payment on OCBC Titanium Rewards Card - until 04 August 2018
It goes without saying that the OCBC Titanium Rewards Card is one of my favourite credit cards in Singapore and it has earned its rightful place in my (digital) wallet since last year. While the card is supposed to offer 10X OCBC$ (which translates into 4 miles per dollar) on all mobile payments (e.g. Apple Pay) until the end of the year, I noticed yesterday that the benefit has been amended to end on 04 August 2018 instead.
Paying with your mobile device for literally everything (anywhere that accepts contactless credit cards should have no issues accepting Apple Pay - don’t let them tell you otherwise!) has become a rather common phenomenon and therefore, it is possible to get 4 miles per dollar on plenty of your day to day spend. Since Citibank is currently offering 20X Rewards (8 miles per dollar) on Apple Pay with the Citi Rewards card until 31 July 2018, there is simply no reason to use the OCBC Titanium Rewards Card until August. However, now that this promotion is ending, it is perhaps time to reconsider taking out the UOB Preferred Platinum Visa (which gives 20 miles per S$5) and canceling the OCBC Titanium Rewards Card (well, at least the pink one) since it does not pool with my OCBC VOYAGE Miles anyway.
It has been three months since the HSBC Premier Mastercard received a massive refresh in August 2025. From earning an uncapped 2.76 mpd to unlocking limousine rides, here is my experience using this card as my daily driver.
Effective 1 December 2025, UOB will lower the interest rates on the UOB One Account for the third time this year. The maximum Effective Interest Rate (EIR) will drop from 2.50% p.a. to 1.90% p.a. for account holders with a balance of S$150,000 who credit their salary and meet the minimum card spend. This revision represents a reduction of S$900 in annual interest for those maximising the account.
Once a powerhouse of perks and flexibility, Accor Plus is about to undergo major changes - and not for the better. From October 2025, discount stacking disappears and status extensions are gone. Here’s why I’ve decided to let my membership lapse.
From 1 October 2025, all Accor Plus members will be “upgraded” to ALL Accor+ Explorer for the remainder of their membership year. Many positive benefits are marketed but the devil is in the details - here’s everything you need to know.
Starting from 01 September 2025, UOB One Account will be reducing the maximum bonus interest from 3.3% p.a. to just 2.5% p.a..
From 1 August 2025, the DBS Woman’s World Card will reduce its monthly bonus cap for 4 MPD on online spend from S$1,500 to S$1,000.
If you’re using Marriott Bonvoy Nightly Upgrade Awards, here’s a heads-up - make sure to remove them before cancelling your booking, even if it’s fully refundable.
Hilton Honors members can now earn up to 15,000 bonus points on eligible stays booked through Hilton for Business from 28 May to 27 August 2025. Find out how to qualify and maximise this offer for your next work trip.
From 1 May 2025, UOB will be cutting bonus interest rates on the UOB One Account, reducing the maximum effective interest rate from over 4.0% p.a. to just 3.3% p.a. for most customers.
Following the November 2025 devaluation, the value of a KrisFlyer mile has undoubtedly dropped. While Saver awards remain the gold standard, it is time to revisit a perk that has always existed but is often ignored: the Advantage Award stopover. By leveraging the complimentary stopover on one-way Advantage redemptions, you can effectively book a second holiday for free - provided you travel within 30 days.