One Last Month to Enjoy 4 Miles per Dollar Uncapped (No Minimum Spend) on Foreign Transactions with the OCBC 90°N Card
The OCBC 90°N Card which was launched last year in August, has been awarding 4 miles per dollar on all eligible foreign (non-SGD) transactions with no cap and no minimum spend. This enhanced earn rate will cease after 29 February 2020 and the earn rate on foreign transactions will revert back to 2.1 miles per dollar after that (with no cap and no minimum required spend).
At the time of writing, the OCBC 90°N Card is seriously the best credit card in the market for overseas spending. If you have been traveling quite a fair bit over the last couple of months, you must have been able to chalk up a good number of Travel$ (which convert into KrisFlyer miles at a 1:1 ratio). As a quick reminder, Travel$ that are accured on the OCBC 90°N Card will not expire and you can even convert them into KrisFlyer Miles at no cost (many banks in Singapore charge an administrative fee per conversion). Additionally, Travel$ can also be converted into KrisFlyer Miles in smaller blocks (1,000 miles minimum) as opposed to larger blocks (10,000 miles minimum) which is seems to be the norm in other banks.
Photo Credit: OCBC
There are only a handful of credit cards in Singapore that offer 4 miles per dollar (typically the maximum number of miles you can earn with your cards) on eligible spend. If you are interested in chasing miles and would like a good place to start, any one of these cards will give you the most miles for your spending. I have also put together a guide (infographic) to the 4 miles per dollar credit card in Singapore previously which may help you to digest the information better.
Even though there is only one month more to take advantage of the 4 miles per dollar earn rate on foreign transactions with the OCBC 90°N Card, you may still want to consider it if you have major expenses (in foreign currencies) in the month ahead. To stay updated on all the latest deals, guides and reviews, be sure to follow The Shutterwhale on Telegram to have information delivered to you via chat.
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