OCBC VOYAGE Card to reduce Dining Earn Rate and increase Base Earn Rate - Should You keep the Card?

The OCBC VOYAGE Card will be reducing the Voyage Miles (VMs) accrual rate on dining spend from 2.3 VMs per dollar to 1.6 VMs per dollar effective 01 January 2018. Cardmembers will however be able to benefit from a boost in the base earn rate - you will soon be able to earn 1.2 VMs (instead of 1.0 VMs) per dollar on all local retail transactions. Transactions charged in foreign currency will continue to earn 2.3 VMs per dollar (in equivalent SGD).

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Complete List of New Hotels Opening in Singapore (2018) - The Shutterwhale

As far as the hotel industry is concerned, 2017 has been an exciting year with plenty of new hotels that has opened in Singapore over the last eleven months or so. Unfortunately, in the new couple of years ahead, this is expected to slow down even though we will probably be seeing a number of hotels going through refurbishments. The Conrad Centennial Singapore for example, is nearing the end of its refurbishment period and the new rooms are beautiful! This is my list of new hotels in Singapore that will be opening in 2018 (as well as some notable mentions for the future).

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BOC Zaobao Credit Card offers up to 20% Cash Rebate (Promotional) - UnionPay Credit Card

About a week ago, I saw the new Bank of China (BOC) Zaobao Credit Card and I almost choked on the water that I was drinking. This sounds almost as ludicrous as the co-branded card with Secret Recipe and Diners Club (there's one for Long Beach too!) and upon further investigation the new BOC Zaobao (which is essentially a Chinese newspaper in Singapore in case anyone was wondering) Credit Card apparently offers up to 20% cash rebates!

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The Shutterwhale's Guide to the Sands Rewards LifeStyle Program by Marina Bay Sands

No one needs further introduction to one of the most iconic landmarks in Singapore, the Marina Bay Sands. The property is the largest hotel in Singapore (with 2,561 rooms and suites) and it occupies a position within the 'World’s 100 Largest Hotels' list. What a lot of people do not realise however is the existence of the Sands Rewards LifeStyle membership program which not only allows you to earn up to 9% Destination Dollars (which can be used across all participating stores) but also gives you a plethora of benefits that range from complimentary parking to free museum passes at the higher tier.

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Earn KrisFlyer Miles with Free Restaurant Reservations on Chope - Get 300 Free Chope-Dollars with First Reservation!

Using Chope is a great way to secure restaurant reservations in Singapore as well as major cities nearby like Bali, Bangkok, Beijing, Hong Kong, Jakarta, Phuket and Shanghai. I have written about the opportunity to stack promotions on Mileslife and eligible credit cards previously and even though Chope has always allowed you to redeem Chope-Dollars for free restaurant vouchers or Chope Gift Cards, it has only added the option to redeem your Chope-Dollars for KrisFlyer miles from 10 November 2017.

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Earn up to 3.3 Miles per Dollar on Uber and Grab Rides with American Express Singapore Airlines Credit Cards

While the ongoing mile accrual rate for most American Express credit cards in Singapore is not something to get excited about, they do have some of the best promotions that are run quite regularly. The American Express Singapore Airlines credit cards were introduced sometime in May 2016 and ever since then, multiple improvements have been made - you can earn up to 5.3 miles per dollar on mobile payments made on Apple Pay, Samsung Pay and Android Pay, you get double miles on Mileslife and now, there is the opportunity to earn up to 3.3 miles per dollar on all Uber and Grab rides with one of the American Express Singapore Airlines credit cards.

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Visa Infinite Luxury Hotel Collection - Enhanced Benefits for Visa Infinite Cardholders Only!

With a spectrum of Visa credit cards on offer in Singapore, one of the most elusive one at the highest end is the Visa Infinite. Commonly associated with a minimum annual income requirement of S$120,000 or higher (even though there is apparently an unbranded one that you can get in Singapore for just S$80,000), the Visa Infinite credit card is the most exclusive one you can get amongst the trio of Visa Infinite, Visa Platinum and Visa Signature credit cards.

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UOB now offers 1.4 Miles per Dollar on Train and Bus Rides (ABT)

While Singaporeans have been able to use an eligible Mastercard for train and bus rides since 20 March 2017, UOB has just announced that customers using the PRVI Mastercard can now earn 1.4 miles per S$1 on all eligible rides in the Account-Based Ticketing (ABT) pilot with Land Transport Authority (LTA) and TransitLink. Even though the UOB PRVI Mastercard gives out 3.5 UNI$ per S$5, transactions in the ABT are processed and charged after a total of S$15 is spent on transit fares or after the charges have been accumulated for up to 5 days - whichever is earlier.

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