Get Apple AirPods Pro with Citi Credit Card Sign-up for New Customers (24-30 June 2020 Only!)
[26 June 2020 Update: All eligible new customers will receive the Apple AirPods Pro after making at least one transaction (no minimum) within 60 days.]
From 24-30 June 2020, sign-up for anyone of the listed credit cards from Citi Singapore in this article as an eligible new customer to get the Apple AirPods Pro (worth S$379) for free. All you will have to do is to make at least one transaction (no minimum spend) on your new credit card after activation. There are five different cards (four of them do not have an annual fee in the first year) that you can apply for under this promotion and some cards actually amongst the best credit cards in Singapore!
As usual, you will need to be an eligible new customer to Citi Singapore in order to qualify for the Apple AirPods Pro - existing customers get S$30 cash bonus via PayNow (which will be transferred into your bank account). In order to be considered as a new customer for this promotion, you must satisfy the following two conditions:
Do not currently hold a principal card from Citi Singapore (holding a supplementary card is fine); and
Have not held a card from Citi Singapore as a principal cardholder in the last 12 months prior to application.
As mentioned earlier, you will be able to apply for anyone of the five credit cards listed below to get the Apple AirPods Pro (worth S$379) for free upon approval - with the exception of the Citi Prestige Card, all other four credit cards do not have an annual fee in the first year (you can cancel the card after getting your Apple AirPods Pro if you wish to avoid the fee in the second year but this fee is typically waived with active usage of the card):
Citi Prestige Card - S$535 Annual Fee
Citi Cash Back+ Mastercard® - 1.6% Cashback on Everything
The Citi Cash Back+ Mastercard is one of the best cashback credit cards in Singapore with no cap on cash rebates and no minimum spend required. The card allows you to earn a flat 1.6% on all eligible transaction that you charge to the card - get cash rebates on everything from grocery runs to dining out.
Citi Rewards Card - 4 Miles per Dollar on Eligible Transactions!
If you are looking for a recommendation, the Citi Rewards Card allows you to earn 4 miles per dollar on eligible transactions on S$1,000 each month - if you were to use it carefully and consistently, you can typically earn up to 48,000 miles (enough to take you to Japan in Business Class) from spending just S$12,000 a year! This is one of the best credit cards for miles in Singapore and every mile-chaser in Singapore should have it. Additionally, Citi Singapore also has the most frequent flyer transfer partners in Singapore so you have plenty of options in terms of transferring out miles and points.
Citi PremierMiles Card - General Spend Card for Mile-Chasers
The Citi PremierMiles Card is also a great general spend card to have - it comes with two airport lounge access (via Priority Pass) every membership year (even though it is probably not very useful now since we cannot quite travel) and it allows you to earn 1.2/2.0 miles per dollar on all eligible local/foreign transactions.
Citi Cash Back Card - 8% Cashback on Dining, Groceries and Petrol (S$25 Cap per Category each Month)
The Citi Cash Back Card has been around for many years and it is not to be confused with the other card above. Instead of offering a blanket cashback rate on all transactions, the Citi Cash Back Card requires you to jump through some hoops each month to unlock the 8% bonus cashback rate across three categories (capped at S$25 per category) - Dining, Groceries, and Petrol. You will have to spend at least S$888 each month and the 7.75% bonus cashback on top of the base cashback of 0.25% is only capped at S$25 each statement month. As I have said, this card is probably not for those looking to simplify their expenses but it might work out for you.
Citi Prestige Card - Great for Frequent and Luxury Travellers
The Citi Prestige Card is the only Citi card in this promotion that comes with an annual fee (S$535 each year!). While I sometimes do recommend this card, it may not be the best idea right now as you will not be able to utilise all the card's benefits fully due to the restrictions on travel right now. While the Citi Prestige Card does come with amazing perks like getting your 4th night of accommodation free, it is not a benefit of value if you are unable to travel out of Singapore.
Make sure you take down the application reference number as you will need it to fill up the Rewards Redemption Form (you will also need to sign-up for a free SingSaver account during this process). As mentioned earlier, you will need to make at least one eligible transaction on your new card (within 60 days) after activating it in order to receive your Apple AirPods Pro. If you do not care about credit cards and simply want to apply for one (just to get the free Apple AirPods Pro), go for the Citi Rewards Card or the Citi Cash Back+ Mastercard if you are a mile or cashback junkie respectively. All existing cardholders who sign-up during this period will receive S$30 cash reward via PayNow.
Probably the best sign-up offer for Citi Credit Cards - get S$400 cash reward with minimum spend of S$500 within 30 days for new customers.