Following the amazing opportunity to purchase 31,200 Citi Miles for S$238, Citibank is now offering Citi PremierMiles Visa Cardholders the opportunity to earn up to 3.5 Citi Miles per dollar (S$1) on all eligible foreign currency transactions charged to this card between 01 December 2017 and 31 January 2018. Registration is absolutely necessary and enrollment needs to be done before you charge the minimum sum to your credit card.
After enrolling for this promotion via SMS, you will have to charge a minimum of S$2,500 in equivalent foreign currency spend between 01 December 2017 and 31 January 2018 to earn a bonus 1.5 Citi Miles per S$1. This bonus earn rate will be capped at a qualifying spend of up to S$8,000 in equivalent foreign currency.
- Spend S$2,000 in Foreign Currency: 4,000 Citi Miles (2.0 mpd)
- Spend S$2,500 in Foreign Currency: 8,750 Citi Miles (3.5 mpd)
- Spend S$8,000 in Foreign Currency: 28,000 Citi Miles (3.5 mpd)
- Spend S$10,000 in Foreign Currency: 32,000 Citi Miles (3.2 mpd)
The best way to fully maximise this promotion is to charge anywhere between S$2,500 and S$8,000 in equivalent foreign currency transactions to your Citi PremierMiles Visa Card (but only after you have enrolled in the promotion).
(H/T: benlau1 from HWZ)
I personally recommend the DBS Woman's World Mastercard (WMC) and DBS Altitude Card combo if you typically charge a lot of online travel expenses to your card - I personally max out the S$2,000 bonus each month on the WMC and charge the remaining online hotel and travel expenses to my DBS Altitude Card (up to S$5,000) for the rest of the statement period. Now, DBS advertises 3 miles per dollar on the DBS Altitude Card and if it is charged in SGD, you will earn 1,2 miles (in equivalent DBS Points) at the time of posting and the rest in the following month (usually on the 16th unless it is not a business day). However, I realised that over S$4,000 of my expenses in the previous month did not earn any bonus DBS Points (even though they are all online hotel expenses!).
Believe it or not but the OCBC VOYAGE Card is where I have been charging all my foreign expenses to recently. Sure the BOC Elite Miles Card and UOB Visa Signature Card offers 5 mpd and 4 mpd respectively but I am currently in the midst of consolidating my credit cards - it also takes a home loan to find out how much unsecured credit you actually have. While poking around the OCBC Rewards platform today, I realised that you can now convert OCBC VOYAGE Miles into KrisFlyer Miles without a minimum amount (well, 1 is the minimum).
Citibank has the most number of airline partners in which you can convert your Citi Miles into airline miles. From 01 October 2018 to 31 December 2018, cardholders of the Citi PremierMiles Visa card will be able to earn 2.4 (instead of 2.0) Citi Miles per Dollar on all eligible retail spend charged in a foreign currency other than SGD - this is 20% higher than what is usually offered to cardholders.
You have just gotten your brand new Platinum Card from American Express and after spending S$1,712 on the annual fee, it is understandable that you wish to get the most benefits out of it as soon as possible. Here are five benefits that you should activate immediately with rewards to your new Platinum Card from American Express!
One of the most unique perks of The Platinum Card here in Singapore is exclusive access to PLATINUM VIBES. This exclusive lounge for Centurion and Platinum members is located in Marina at Keppel Bay (above where Privé is) and the pop-up location serves food by Michelin Chefs from Saint Pierre (one Michelin star) and Shoukouwa (two Michelin star). Additionally, members will also be able to select from a curated wine list that been created exclusively for this venue by Park90, in partnership with Robert Parker Wine Advocate - you will find a list of over 100 wine labels (many of which are rated over PR90) that are available here at retail price.
A brand new suite of benefits for Platinum Card Members were announced late July this year and card members in Singapore are finally getting that beautiful sleek metal card that card members in the United States have held since 2017. For the sake of comparison, the annual fee of The Platinum Card in the US is US$550 (approximately S$760) but the annual fee here in Singapore is S$1,712 (approx. US$1,250) - at least two times more! I have always been a strong advocate for paying annual fees where it is due (on selected credit cards that actually give you something in return) but since you do not officially get any renewal miles with this card, I debated about getting it for a while. Finally, I caved in and decided to apply for The Platinum Card a few weeks ago and here's why I actually did it (but more importantly, why I decided that the S$1,712 annual fee was worth it).
While I have never been an advocate for a cashback card, it does make sense for some consumers (especially when you have no interest in using miles for Business Class and First Class travel) - using your miles for an Economy class ticket is just heart-wrenching and honestly, you maybe better off with a cashback card. The OCBC 365 Credit Card has always been a strong contender and it brings about some new revisions this month. On the whole, it looks like it has gotten better but there are some caveats that you should take note of.
The Citi Rewards Card is one of my recommended credit cards to hold in Singapore - up until last month, this credit card was offering a massive 8 miles per dollar on all Apple Pay transactions! Now that the promotion has ended, cardholders are still able to earn up to 10X Rewards (4 miles per dollar) when shopping for clothes, bags or shoes or at department stores or online shopping websites at eligible merchants. As you already know, the 10X Rewards is capped at maximum of 120,000 Rewards points per card anniversary year - this is about to change on 04 October 2018.
Anyone who has read The Straits Times today must have seen Bank of China's full-page ad for the brand new BOC Elite Miles World Mastercard that offers up to 5 miles and 2 miles per dollar for foreign and local currency transactions respectively. Now before you get exceedingly excited, do note that these earn rates are promotional and they will only last until 31 December 2018 (your card must also be approved by 15 December 2018). Following the promotional period, the regular earn rates for this card revert to 3 miles and 1.5 miles per dollar for eligible foreign and local currency transactions respectively.
It goes without saying that the OCBC Titanium Rewards Card is one of my favourite credit cards in Singapore and it has earned its rightful place in my (digital) wallet since last year. While the card is supposed to offer 10X OCBC$ (which translates into 4 miles per dollar) on all mobile payments (e.g. Apple Pay) until the end of the year, I noticed yesterday that the benefit has been amended to end on 04 August 2018 instead.