The OCBC Titanium Rewards Card is one of the best credit cards to hold in Singapore - especially if you shop for electronics, clothing or simply use mobile payments (like Apple Pay) a lot. I have previously covered the card in detail where I have also compared it to the Citi Rewards Card which is a credit card for similar purposes. There is currently a targeted opportunity to earn up to 6 miles (15 OCBC$) per SGD on the OCBC Titanium Rewards Card. The word through the grapevine is that OCBC will be extending the 10X OCBC$ on Mobile Payments (supposed to end on 30 September 2017) and they have actually included a Lounge Key Benefit in recent months.
[Update 28/9/2017]: 10X OCBC$ on Mobile Payments extended to 31 December 2018
At the point of writing, it is not clear when OCBC will be extending the 10X OCBC$ promotion on mobile payments until but I would imagine it to last until 31 December 2017 at the very least. If like me, you have maxed out your 120,000 bonus OCBC$ on one card, you may apply for the other colour to benefit from another 120,000 bonus OCBC$ cap - the blue and pink cards are considered to be separate cards with their own annual limits to the number of bonus OCBC$.
There are plenty of credit cards in Singapore that gives complimentary lounge access at the airport - some of them are unlimited and even allows you to bring additional guests in at no extra charge! However, in the event you do not have any left or you do not hold any one of those credit cards, you can consider accessing the airport lounges at just US$27 (S$37) per visit. This benefit is currently extended to cardholders of the OCBC Premier World Elite Debit Card and OCBC Titanium Rewards Credit Card. Lounge Key appears to have a fairly healthy selection of lounges to choose from so this is definitely something to consider when you have to deal with a long layover in an airport.
OCBC VOYAGE Cardholders currently enjoy 2.4 VOYAGE Miles per dollar (charged in any foreign currency apart from SGD) and from now until 30 April 2019, cardholders will get to enjoy a complimentary upgrade from Business to First when they flight on selected routes. Additionally, you will also get to enjoy two free nights in Abu Dhabi in St Regis, Intercontinental, Shangri-la, Ritz Carlton standard hotels.
I have recently purchased a duvet from The St. Regis Boutique and after being told that I needed to fork out another USD 74.46 (Economy Service) or USD 135.91 (Priority Service) for shipping (on top of the USD 80 shipping fee that I have already paid) due to a miscalculation on their part, I have decided to cancel my order and I have just received a refund on my Citi PremierMiles Visa Card. Now this happened over a period of a week or so I understand that there are currency rate fluctuations but I did not expect them to be that significant.
The American Express Platinum Card needs no introduction - despite the S$1,712 annual fee, this lifestyle card comes with a great deal of perks and benefits that can easily offset the cost of annual fee. There is currently a Referral Programme where invited members can get an additional 20,000 Membership Rewards (MR) Points on top of the welcome offer and benefits - you can access my referral link here to get more points!
The Citi Prestige may require an annual income of S$120,000 in Singapore but it comes with one of the greatest benefits that no other credit cards in the country offer - the complimentary fourth night stay program. In addition to that benefit, cardholders are also able to get two free limousine rides each quarter by simply spending S$1,500 (in non-SGD currency) each quarter. This limousine benefit will change from 01 April 2019 and it will soon require a minimum spend of S$20,000 (SGD or otherwise) each quarter to trigger the same benefit.
The OCBC VOYAGE Card is one of my recommended credit cards to hold if you enjoy the finer things in life (e.g. complimentary airport transfers and unlimited Plaza Premium Lounge access). In partnership with Mileslife, OCBC VOYAGE Cardholders can now earn 5 VOYAGE Miles (VMs) per dollar for all transaction made through the app (excluding top-up of Mileslife Credits and gift card transactions) from 28 February 2019 to 30 June 2019.
Citibank Singapore currently offers Citi Rebate of up to 10% on top of all your other card benefits at over 300 locations. With effect from 25 April 2019, transactions at these participating merchants will no longer be awarded Citi Rebate - any Citi Rebate (except for Citi M1 Rebate) that is not redeemed by 03 May 2019 will be forfeited.
In collaboration with Singapore Airlines, American Express will be offering a limited-time promotion for all existing and new cardholders of the Singapore Airlines KrisFlyer Ascend Credit Card to obtain KrisFlyer Elite Gold membership tier by spending S$12,000 (out of which, only S$3,000 must be spent at SingaporeAir.com or on the SingaporeAir mobile app) between 01 March 2019 to 01 June 2019.
I am a firm believer of loyalty programs but lately some of them have been far from attractive. In any case, one can always do with a promo code or two for hotel bookings made on Expedia (especially when they do not belong to a strong loyalty program). The following table summarises all the known promo codes for hotel reservations and at the time of writing, OCBC cards offer the best deal at 12% off. You will also find year-round promotions (10% off hotel bookings) by most banks here in Singapore.
Approximately two years ago, I wrote an article about an exhaustive list of credit cards that you can get in Singapore which will get you into airport lounges for free. While the changes over the years have not been significant enough to warrant an update, I have decided to rewrite the article today so that it remains current - the table below shows all the credit cards in Singapore that you can apply for that will get you into airport lounges for free.
American Express runs a number of great offers each year (the best one so far is spend S$500, get S$150 back at Marriott Hotels) and in view of the upcoming Lunar New Year ahead, they have now released an offer for eligible cardmembers to get S$38 back from spending S$388 or more in-store at participating restaurants by 28 February 2019. As usual, you will have to save the offer to your card and the statement credit is limited to one redemption per registered card (you can save this offer to multiple American Express cards if you desire).